1109 E Clovefield St, Gilbert, AZ 85298 Property Records

Maricopa County property record for 1109 E Clovefield St, Gilbert, AZ 85298

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,046 sqft · built 2016
Lot Size0.206 acres (9,000 sqft)
OwnerIndividual Name on Record
Last Sale$795,000 (Feb 2022)
Tax Bill$4,248 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Aug 2026 Line of Credit
+ 4 more
Flood ZoneZone X (moderate risk)
APN313-18-323

Property Details

APN / Parcel Number

Primary APN313-18-323

Interior

Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area3,046 sqft Living Area
1st Floor Area3,046 sqft

Exterior

Year BuiltBuilt 2016
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area9,000 sqft (0.206 acres)
Parking Spaces3 Parking Spaces
Patio Area215 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address1109 E CLOVEFIELD ST
CityGILBERT
StateAZ
Zip85298-0625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionLAYTON LAKES PHASE 2 GILBERT PARCEL12 MCR 1147-50
Legal Range06E
Legal Township02S
Legal Section17
Legal SubdivisionLAYTON LAKES PHASE 2 GILBERT PARCEL 12
Legal Phase2
Legal Lot Number168
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group1
Census Block1007
Census Tract815902

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4826 S BUTTERNUT CT, GILBERT, AZ 85298-0565
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2026Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Aug 18, 2026Deed of Trust, Mortgage · Line of Credit
LAKEVIEW LOAN SERVICING
Oct 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Feb 22, 2022Warranty Deed, Transfer · Conventional Mortgage
ALLY CAPITAL CORP
Feb 22, 2022Intrafamily Transfer, Transfer
EQUITABLE TITLE AGENCY INC, EQUITABLE TITLE AGENCY LLC
May 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 22, 2022 · Amount on Record
Deed SaleFeb 22, 2022 · Amount on Record
Prior SaleFeb 22, 2022 · Amount on Record
Deed Document Number20220162001
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Recording DateSep 10, 2026
Property Address1109 E CLOVEFIELD ST, GILBERT, AZ 85298-0625
Document Number0000531396
Instrument DateSep 1, 2026
Instrument2026531396
Transaction TypeMortgage
Record UpdatedSep 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1109 E CLOVEFIELD ST, GILBERT, AZ 85298-0625

Mortgage

Document Number0000531396,
DateSep 10, 2026
Instrument2026531396
Lender
NameSPRING EQ LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 1, 2046
Interest
Max Rate-1%

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Recording DateAug 18, 2026
Property Address1109 E CLOVEFIELD ST, GILBERT, AZ 85298-0625
Document Number0000486880
Instrument DateAug 11, 2026
Instrument2026486880
Transaction TypeMortgage
Record UpdatedAug 25, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address1109 E CLOVEFIELD ST, GILBERT, AZ 85298-0625

Mortgage

Document Number0000486880,
DateAug 18, 2026
Instrument2026486880
Lender
NameLAKEVIEW LOAN SERVICING
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 7, 2046
Interest
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1109 E CLOVEFIELD ST, GILBERT, AZ 85298-0625
Transaction TypeMortgage
Record UpdatedJun 15, 2023
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1109 E CLOVEFIELD ST, GILBERT, AZ 85298-0625

Mortgage

Document Number0001113549
DateOct 15, 2021
Instrument20211113549
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateFeb 22, 2022
Property Address1109 E CLOVEFIELD ST, GILBERT, AZ 85298-0625
Document Number0000162001
Map ReferenceMB 1147 PG 50
Instrument DateFeb 18, 2022
Instrument20220162001
Transaction TypeTransfer
Record UpdatedJun 15, 2023
Title CompanyEQUITABLE TITLE AGENCY INC, EQUITABLE TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1109 E CLOVEFIELD ST, GILBERT, AZ 85298-0625

Transferred To (Grantee/Buyer)

NameVerified Name
Address4826 S BUTTERNUT CT, GILBERT, AZ 85298-0565

Mortgage

Document Number0000162003
DateFeb 22, 2022
Instrument20220162003
Lender
NameALLY CAPITAL CORP
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052
Interest
Rate2.75%
Type Change DateMar 1, 2029
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.75%
IndexOther
Max Rate7.75%

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateFeb 22, 2022
Property Address1109 E CLOVEFIELD ST, GILBERT, AZ 85298-0625
Document Number0000162002
Map ReferenceMB 1147 PG 50
Instrument DateFeb 18, 2022
Instrument20220162002
Transaction TypeTransfer
Record UpdatedMar 5, 2024
Title CompanyEQUITABLE TITLE AGENCY INC, EQUITABLE TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4826 S BUTTERNUT CT, GILBERT, AZ 85298-0565

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1109 E CLOVEFIELD ST, GILBERT, AZ 85298-0625
Document Number0000405350
Instrument DateMay 1, 2020
Transaction TypeMortgage
Record UpdatedMay 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1109 E CLOVEFIELD ST GILBERT AZ 852980625, GILBERT, AZ 85298-0625

Mortgage

Document Number0000405350
DateMay 12, 2020
Instrument405350
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 11, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictChandler Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$69,000 (-6.06%)$690,000 (-6.06%) Land $138,000 Building $552,000
2025$4,248.00 (+43.56%)
2024$73,450$734,500 Land $146,900 Building $587,600
2023$2,959.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 99.2% of Arizona
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AirFiber WISP
Fixed Wireless
100 / 25
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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