Cochise County property record for 1109 E Christmas Tree Ln, Pearce, AZ 85625
| Property Type | Single Family Home |
|---|---|
| Details | 2,016 sqft · built 1963 |
| Lot Size | 0.853 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $153,000 (Feb 2025) |
| Tax Bill | $947 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Feb 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-14-015 |
| Primary APN | 114-14-015 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,016 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Hardboard |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (0.853 acres) |
| Porch | Slab |
| Porch Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 114-14-01508 |
|---|---|
| Street Address | 1109 E CHRISTMAS TREE LN |
| City | PEARCE |
| State | AZ |
| Zip | 85625-4031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MIXED |
| Legal Description | SUN SITE HGTS LOT 15 BLK 1 |
| Legal Subdivision | SUN SITE HGTS |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Legal Unit | 15 |
| Jurisdiction | COCHISE AZ |
| Township / Civil Division | WILLCOX |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 203 |
Source: Cochise County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 229, PEARCE, AZ 85625-0229 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 3, 2024 | Deed of Trust, Mortgage AMERICAN SOUTHWEST CU |
| Feb 25, 2025 | Warranty Deed, Transfer · Conventional Mortgage ALTITUDE FINANCIAL CORP |
| Apr 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP |
| Sep 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2025 · Amount on Record |
| Deed Sale | Feb 25, 2025 · Amount on Record |
| Prior Sale | Apr 26, 2021 · Amount on Record |
| Deed Document Number | 20253184 |
| Prior Transfer Date | Jan 12, 2015 |
| Prior Transfer Doc | 0000000696 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCHISE AZ |
| Property Address | 1109 E CHRISTMAS TREE LN, PEARCE, AZ 85625-4031 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1109 E CHRISTMAS TREE LN, PEARCE, AZ 85625-4031 |
| Document Number | 0000007382 |
|---|---|
| Date | May 3, 2024 |
| Instrument | 2024-07382 |
| Name | AMERICAN SOUTHWEST CU |
|---|---|
| Type | Credit Union |
| Address | SIERRA VISTA, AZ 85635 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COCHISE AZ |
| Recording Date | Feb 25, 2025 |
| Property Address | 1109 E CHRISTMAS TREE LN, PEARCE, AZ 85625-4031 |
| Document Number | 0000003184 |
| Map Reference | MB 4 PG 66 |
| Instrument Date | Feb 12, 2025 |
| Instrument | 2025-03184 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 608 E 9TH AVE, POST FALLS, ID 83854-5121 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 229, PEARCE, AZ 85625-0229 |
| Document Number | 0000003185 |
|---|---|
| Date | Feb 25, 2025 |
| Instrument | 2025-03185 |
| Name | ALTITUDE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COCHISE AZ |
| Recording Date | Apr 26, 2021 |
| Property Address | 1109 E CHRISTMAS TREE LN, PEARCE, AZ 85625-4031 |
| Document Number | 0000011245 |
| Map Reference | MB 4 PG 66 |
| Instrument Date | Apr 21, 2021 |
| Instrument | 2021-11245 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 788, PEARCE, AZ 85625-0788 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1109 E CHRISTMAS TREE LN, PEARCE, AZ 85625-4031 |
| Document Number | 0000011246 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 2021-11246 |
| Name | NOVA FINANCIAL & INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCHISE AZ |
| Property Address | 1109 E CHRISTMAS TREE LN, SUNSITES, AZ 85625-4031 |
| Document Number | 0000018169 |
| Instrument Date | Sep 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2017 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Address | 1109 E CHRISTMAS TREE LN PEARCE AZ 856254031, PEARCE, AZ 85625-4031 |
| Document Number | 0000018169 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 18169 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 18, 2032 |
Source: Cochise County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Cochise County |
| Elementary School District | Pearce Elementary District (PK - 08) |
| Secondary School District | Valley Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,245 (+25.49%) Land $600 Building $9,645 | $102,454 (+25.5%) Land $6,000 Building $96,454 | |
| 2025 | $947.00 (+14.93%) | $8,164 (+0.58%) Land $600 Building $7,564 | $81,637 (+0.57%) Land $6,000 Building $75,637 |
| 2024 | $824.00 (+6.87%) | $8,117 (+16.59%) Land $600 Building $7,517 | $81,174 (+16.6%) Land $6,000 Building $75,174 |
| 2023 | $771.00 (+5.47%) | $6,962 Land $600 Building $6,362 | $69,618 Land $6,000 Building $63,618 |
| 2022 | $731.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 67% of Arizona |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEAR SPRINGS UTILITY WELL 6 private · serves 48 people · EPA ID AZ0402049 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | CLEAR SPRINGS UTILITY MAIN |
| Lead | 18 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2022 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Valley Telecom Group Fiber | 1,000 / 100 |
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