1109 E 15th St, Sterling, IL 61081 Property Records

Whiteside County property record for 1109 E 15th St, Sterling, IL 61081

Property Summary

Property TypeSingle Family Home
Lot Size0.152 acres (6,600 sqft)
OwnerCompany Name on File
Tax Bill$1,262 (2025)
Deeds & MortgagesMar 2023 Refinance
Aug 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN1122128007

Property Details

APN / Parcel Number

Primary APN1122128007
Alternative APNs
  • 107228
  • 115938

Exterior

Lot Area6,600 sqft (0.152 acres)
Lot Dimensions132 ft deep x 50 ft wide

Location & Zoning

Account Number115938
Street Address1109 E 15TH ST
CitySTERLING
StateIL
Zip61081-2645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAST PARK SUB LOT 21 192500X
Legal SubdivisionEAST PARK SUBDIVISION
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2006
Census Tract1200

Owner

Source: Whiteside County assessment roll, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address113 CLARK ST, WALNUT, IL 61376-9375
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
PEOPLES NATL BK OF KW
Aug 8, 2018Loan Modification, Mortgage · Conventional Mortgage
PEOPLES NAT'L BK/KEWANEE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address1109 E 15TH ST, STERLING, IL 61081-2645
Transaction TypeMortgage
Record UpdatedApr 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001165
DateMar 13, 2023
Instrument2023-01165
Lender
NamePEOPLES NATL BK OF KW
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term61 Months
DueApr 1, 2028

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWHITESIDE IL
Property Address1109 E 15TH ST, STERLING, IL 61081-2645
Document Number0000004475
Instrument DateAug 8, 2018
Transaction TypeMortgage
Record UpdatedAug 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1204 HARMON RD HARMON IL 610429728, HARMON, IL 61042-9728

Mortgage

Document Number0000004475
DateAug 17, 2018
Instrument4475
Lender
NamePEOPLES NAT'L BK/KEWANEE
TypeBank
AddressMANLIUS, IL 61338
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueAug 16, 2025
Interest
Rate6%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,262.00$18,434 Land $3,117 Building $15,317
2024$55,302 Land $9,351 Building $45,951

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-STERLING
private · serves 14,782 people · EPA ID IL1955040
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Air Wireless
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: JAB Wireless.

Nearby Properties on E 15th St

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