1109 Doverstone Ct, Matthews, NC 28104 Property Records

Union County property record for 1109 Doverstone Ct, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	4 bd · 4.5 ba · 4,504 sqft · built 2004
Lot Size	0.418 acres (18,208 sqft)
Owner	2 Trust Names on File
Last Sale	$567,000 (Oct 2004)
Tax Bill	$8,230 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jan 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-150-180`

Property Details

APN / Parcel Number

Primary APN	`07-150-180`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,504 sqft Living Area
Gross Area	5,167 sqft
1st Floor Area	1,726 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	18,208 sqft (0.418 acres)
Garage Type	Attached
Garage Area	663 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	285 sqft
Deck Area	312 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1109 DOVERSTONE CT
City	MATTHEWS
State	NC
Zip	28104-6827
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-2 INDIA
Legal Description	#181 BROOKHAVEN PH1 MP2 OPCH823
Legal Subdivision	BROOKHAVEN
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2008
Census Tract	20315

Owner

1109 Doverstone Ct, a rural home, is owner-occupied and held in a trust since November 2019.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1109 DOVERSTONE CT, MATTHEWS, NC 28104-6827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Deed of Trust, Mortgage · Line of Credit DOGWOOD STATE BANK
Jan 18, 2019	Deed of Trust, Mortgage · Line of Credit SELECT BANK & TRUST CO
Dec 2, 2019	Correction Deed ATTORNEY ONLY
Jan 11, 2019	Deed of Trust, Mortgage · Line of Credit SELECT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2004 · Amount on File
Deed Sale	Oct 4, 2004 · Amount on File
Deed Document Number	200441429
Deed Book / Page	3575 / 205
Last Transfer Date	Nov 25, 2019
Transfer Doc	0007530629
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1109 DOVERSTONE CT, MATTHEWS, NC 28104-6827
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 DOVERSTONE CT, MATTHEWS, NC 28104-6827

Mortgage

Document Number	0008631358
Date	Dec 27, 2022
Book Page	8631/358
Instrument	41817

Lender

Name	DOGWOOD STATE BANK
Type	Bank
Address	CHARLOTTE, NC 28209

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1109 DOVERSTONE CT, MATTHEWS, NC 28104-6827
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007300605
Date	Jan 18, 2019
Book Page	7300/605
Instrument	0001411

Lender

Name	SELECT BANK & TRUST CO
Type	Bank
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	UNION NC
Recording Date	Dec 2, 2019
Property Address	1109 DOVERSTONE CT, MATTHEWS, NC 28104-6827
Document Number	7530627
Book / Page	007530 / 000627
Instrument Date	Nov 25, 2019
Instrument	37639
Record Updated	Dec 30, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1109 DOVERSTONE CT MATTHEWS NC 281046827, MATTHEWS, NC 28104-6827

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1109 DOVERSTONE CT, MATTHEWS, NC 28104-6827
Document Number	7530629
Instrument Date	Jan 11, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1109 DOVERSTONE CT MATTHEWS NC 281046827, MATTHEWS, NC 28104-6827

Mortgage

Document Number	7530629
Date	Dec 2, 2019
Book Page	007530/000629
Instrument	37640

Lender

Name	SELECT BK
Type	Bank
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1109 Doverstone Ct was $8,230.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,255,700 (-) Land $213,700 Building $1,042,000	$1,255,700 (-) Land $213,700 Building $1,042,000
2025	$8,230.00	$1,255,700 Land $213,700 Building $1,042,000	$1,255,700 Land $213,700 Building $1,042,000
2023	$5,777.00	$697,400 Land $135,000 Building $562,400	$697,400 Land $135,000 Building $562,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1109 Doverstone Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 Doverstone Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Windstream.

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