Lexington County property record for 1109 Congaree Bluff Ave, Cayce, SC 29033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,870 sqft · built 2020 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (Mar 2023) |
| Tax Bill | $2,967 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004685-01-002 |
| Primary APN | 004685-01-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,870 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 5,227 sqft (0.12 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1109 CONGAREE BLUFF AVE |
|---|---|
| City | CAYCE |
| State | SC |
| Zip | 29033-4427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONGAREE BLUFF LOT 2 |
| Legal Subdivision | WALTER TAYLOR & COMPANY |
| Legal Lot Number | 2 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | WEST COLUMBIA-CAYCE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20201 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Columbia Canal listed 1979 · 18 contributing resources · NRIS 79002392 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lexington County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2023 | Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING LLC |
| Nov 9, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI SOUTHERN FIRST BK NA |
| May 13, 2020 | Limited Warranty Deed, Transfer · Line of Credit AMERIE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2023 · Amount on Record |
| Deed Sale | Mar 8, 2023 · Amount on Record |
| Prior Sale | Nov 9, 2020 · Amount on Record |
| Deed Document Number | 20237478 |
| Deed Book / Page | 21047 / 5400 |
| Prior Transfer Date | Sep 1, 2015 |
| Prior Transfer Doc | 0000042173 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Mar 8, 2023 |
| Property Address | 1109 CONGAREE BLUFF AVE, CAYCE, SC 29033-4427 |
| Document Number | 2104705400 |
| Book / Page | 21047 / 5400 |
| Map Reference | MB 20840 PG 5466 |
| Instrument Date | Mar 8, 2023 |
| Instrument | 2023007478 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,105.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1109 CONGAREE BLUFF AVE, CAYCE, SC 29033-4427 |
| Document Number | 2023007479 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 2023007479 |
| Name | NEW AMERICAN FUNDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Nov 9, 2020 |
| Property Address | 1109 CONGAREE BLUFF AVE, CAYCE, SC 29033-4427 |
| Document Number | 2090402629 |
| Book / Page | 020904 / 002629 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 52059 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 24, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,499.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1109 CONGAREE BLUFF AVE CAYCE SC 290334427, CAYCE, SC 29033-4427 |
| Document Number | 2090402633 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 020904/002633 |
| Instrument | 52060 |
| Name | SOUTHERN FIRST BK NA |
|---|---|
| Type | Bank |
| Address | CAYCE, SC 29033 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 8, 2050 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | May 13, 2020 |
| Property Address | 1109 CONGAREE BLUFF AVE, CAYCE, SC 29033-4427 |
| Document Number | 2087100236 |
| Book / Page | 20871 / 236 |
| Map Reference | MB 20840 PG 5466 |
| Instrument Date | May 13, 2020 |
| Instrument | 2020019569 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $247.90 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4408 FOREST DR STE 350, 350, COLUMBIA, SC 29206-3135 |
| Document Number | 2020019570 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 2020019570 |
| Name | AMERIE BANK |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 19 Months |
| Due | Dec 5, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Municipality | Cayce City |
| Unified School District | Lexington School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,967.00 (-3.23%) | ||
| 2024 | $3,066.00 (+10.17%) | $17,000 (+4.94%) Land $4,000 Building $13,000 | $425,000 (+4.94%) Land $100,000 Building $325,000 |
| 2023 | $2,783.00 | $16,200 Land $4,000 Building $12,200 | $405,000 Land $100,000 Building $305,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone X, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 6 (2013–2024) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAYCE serves 17,460 people · EPA ID SC3210003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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