McLennan County property record for 1109 Clover St, Waco, TX 76705 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1986 |
| Square Footage | 1,268 sqft Living Area |
| Lot Size | 20,330 sqft (0.467 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $84,294 (2021) |
| Tax Bill | $3,738.00 (2024) |
Source: McLennan County records · APN 28-010500-006200-1
Assessment roll updated September 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1109 CLOVER ST, WACO, TX 76705-2206 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 09, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Oct 22, 2021 | Vendor's Lien, Transfer · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 2021 · Amount on Record |
| Deed Sale | Oct 22, 2021 · Amount on Record |
| Deed Doc Number | 202143381 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Apr 09, 2026 |
| Property Address | 1109 CLOVER ST, WACO, TX 76705-2206 |
| Document Number | 0000010969 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202610969 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000010969, |
|---|---|
| Date | Apr 09, 2026 |
| Instrument | 202610969 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 27, 2036 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Oct 22, 2021 |
| Property Address | 1109 CLOVER ST, WACO, TX 76705-2206 |
| Document Number | 0000043381 |
| Map Reference | VOL 897 PG 294 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 2021043381 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Title Company | NOT AVAILABLE, FTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 461 TAYLOR OAKS DR, 461, WACO, TX 76705-5466 |
| Name | Verified Name |
|---|---|
| Address | 1109 CLOVER ST, WACO, TX 76705-2206 |
| Document Number | 0000043382 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021043382 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Lender is also the Seller |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: McLennan County records · Assessment roll updated September 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bellmead City |
| County | McLennan County |
| Unified School District | La Vega Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $186,320 (-14.32%) Land $41,470 Building $144,850 | $186,320 (-14.32%) Land $41,470 Building $144,850 | |
| 2024 | $3,738.00 (-3.91%) | ||
| 2023 | $217,460 Land $41,470 Building $175,990 | $217,460 Land $41,470 Building $175,990 | |
| 2022 | $3,890.00 |
Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28-010500-006200-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 1,268 sqft Living Area |
| Gross Area | 1,811 sqft Gross Area |
| 1st Floor | 1,268 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Reinforced Concrete Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 20,330 sqft (0.467 acres) |
| Depth X Width | 129 ft x 70 ft Depth x Width |
| Driveway | Driveway Concrete |
| Driveway Area | 520 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 543 sqft Garage |
| Patio Area | 220 sqft Patio |
| Porch | Open Porch |
| Porch Area | 16 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 1109 CLOVER ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-2206 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CLOVER ADDN LOT 1 BLOCK 5 ACRES .4667 |
| Legal Subdivision | CLOVER ADDN |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | MCLENNAN TX |
| Minor Civil Division | WACO |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 1700 |
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