1109 Circle Dr, Ardmore, OK 73401 Property Records

Carter County property record for 1109 Circle Dr, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,544 sqft · built 1955
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$12,000 (Jan 2022)
Tax Bill	$1,380 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Feb 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1330-00-014-005-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`1330-00-014-005-0-001-00`
Alternative APN	`7516`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,544 sqft Living Area
1st Floor Area	1,544 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2016
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	140 ft deep x 52 ft wide

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	100 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7516
Street Address	1109 CIRCLE DR
City	ARDMORE
State	OK
Zip	73401-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TOWER HILL, BLK 14 LOT 5 W 52 (52X140) LOT 6 E 18 (18X140)
Legal Range	02E
Legal Township	04S
Legal Section	19
Legal Subdivision	TOWER HILL ADDN
Legal Block	14
Legal Lot Number	5,6
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	3
Census Block	3002
Census Tract	892601

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	412 HOLDER DR, HURST, TX 76053-6919
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED MORTGAGE CORP
Feb 1, 2019	Warranty Deed, Transfer · FHA Mortgage BANCFIRST
Jun 23, 2015	Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
May 8, 2006	Joint Tenancy Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Prior Sale	Feb 1, 2019 · Amount on Record
Deed Document Number	2022599
Deed Book / Page	7168 / 156
Prior Transfer Date	May 8, 2006
Prior Transfer Doc	004467/006
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jan 18, 2022
Property Address	1109 CIRCLE DR, ARDMORE, OK 73401-1321
Document Number	007168/156
Book / Page	7168 / 156
Instrument Date	Jan 13, 2022
Instrument	I-2022-000599
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 HOLDER DR, HURST, TX 76053-6919

Mortgage

Document Number	I2022000600
Date	Jan 18, 2022
Instrument	I-2022-000600

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Feb 1, 2019
Property Address	1109 CIRCLE DR, ARDMORE, OK 73401-1321
Document Number	006671/118
Book / Page	6671 / 118
Instrument Date	Jan 31, 2019
Instrument	2019-001331
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 CIRCLE DR, ARDMORE, OK 73401-1321

Mortgage

Document Number	2019001332
Date	Feb 1, 2019
Instrument	2019-001332

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

June 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jun 23, 2015
Property Address	1109 CIRCLE DR, ARDMORE, OK 73401-1321
Document Number	006095/228
Book / Page	6095 / 228
Instrument Date	Jun 22, 2015
Instrument	2015-007230
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$150.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	1109 CIRCLE DR, ARDMORE, OK 73401-1321

Mortgage

Document Number	006095/229
Date	Jun 23, 2015
Book Page	6095/229
Instrument	2015-007231

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2045

May 2006: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	CARTER OK
Recording Date	May 8, 2006
Property Address	1109 CIRCLE DR, ARDMORE, OK 73401-1321
Document Number	004467/006
Book / Page	4467 / 006
Instrument Date	May 8, 2006
Instrument	2006-005595
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1109 CIRCLE DR, ARDMORE, OK 73401-1321

Mortgage

Document Number	2006005596
Date	May 8, 2006
Instrument	2006-005596

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,496 (+4.84%) Land $2,400 Building $12,096	$120,794 (+4.83%) Land $20,000 Building $100,794
2025	$1,380.00	$13,827 (-10.42%) Land $2,400 Building $11,427	$115,231 (-12.48%) Land $20,000 Building $95,231
2024	$1,380.00 (-5.02%)	$15,435 (+5%) Land $2,400 Building $13,035	$131,669 (+7.48%) Land $20,000 Building $111,669
2023	$1,453.00	$14,700 Land $2,400 Building $12,300	$122,500 Land $20,000 Building $102,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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