1109 Choctaw, Spiro, OK 74959 Property Records

Le Flore County property record for 1109 Choctaw, Spiro, OK 74959

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,641 sqft · built 2006
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on File
Last Sale	$169,900 (Aug 2023)
Tax Bill	$1,746 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34547`

Property Details

APN / Parcel Number

Primary APN	`34547`
Alternative APN	`U015-00-002-000-0-018-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,641 sqft Living Area
1st Floor Area	1,641 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,983 sqft (0.321 acres)

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34547
Street Address	1109 CHOCTAW
City	SPIRO
State	OK
Zip	74959-5008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPIRO INDIAN HILLS ADD BLK 2 LOT 18 B1608 P800 B1781 P353 B1816 P976 B1839 P676 B2116 P125
Legal Range	25E
Legal Township	09N
Legal Section	22
Legal Subdivision	INDIAN HILLS
Legal Block	2
Legal Lot Number	18
Jurisdiction	LE FLORE OK
Township / Civil Division	SPIRO
Census Block Group	3
Census Block	3046
Census Tract	40299

Owner

1109 Choctaw is owned and occupied by an individual who bought it in August 2023.

Source: Le Flore County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1109 CHOCTAW, SPIRO, OK 74959-5008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
Aug 31, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2023 · Amount on File
Deed Sale	Aug 30, 2023 · Amount on File
Prior Sale	Aug 31, 2020 · Amount on File
Deed Document Number	20236359
Deed Book / Page	2234 / 321
Prior Transfer Date	Oct 27, 2011
Prior Transfer Doc	0018160977
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Aug 30, 2023
Property Address	1109 CHOCTAW, SPIRO, OK 74959-5008
Document Number	0022340321
Book / Page	2234 / 321
Instrument Date	Aug 30, 2023
Instrument	6359
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 CHOCTAW, SPIRO, OK 74959-5008

Mortgage

Document Number	0000006360
Date	Aug 30, 2023
Instrument	6360

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Aug 31, 2020
Property Address	1109 CHOCTAW, SPIRO, OK 74959-5008
Document Number	0021160125
Book / Page	2116 / 125
Instrument Date	Aug 28, 2020
Instrument	6042
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000006043
Date	Aug 31, 2020
Instrument	6043

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1109 Choctaw was $1,746.

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Municipality	Spiro Town
Unified School District	Spiro Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,812 (+0.67%) Land $1,170 Building $18,642	$180,112 (+0.67%) Land $10,638 Building $169,474
2025	$1,746.00	$19,681 Land $880 Building $18,801	$178,914 Land $8,000 Building $170,914
2023	$1,210.00 (+2.02%)	$13,310 (-) Land $880 Building $12,430	$121,000 (-) Land $8,000 Building $113,000
2022	$1,186.00	$13,310 Land $880 Building $12,430	$121,000 Land $8,000 Building $113,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1109 Choctaw in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Mar 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 Choctaw is high, ranking above 76% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 46% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPIRO serves 2,200 people · EPA ID OK1020106
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Optimum Cable	940 / 35
Circle B Wireless Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	100 / 25

May also be available: Verizon.

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