1109 Cedar St, Port Huron, MI 48060 Property Records

St. Clair County property record for 1109 Cedar St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 2002
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Feb 2021)
Tax Bill	$2,901 (2025)
Deeds & Mortgages	Feb 2021 Transfer Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-06-635-0056-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-635-0056-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	66 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1109 CEDAR ST
City	PORT HURON
State	MI
Zip	48060-6250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 12 BLK 4 SANBORN'S TENTH STREET PLAT INCL S 1/2 VAC ALLEY ADJ
Legal Subdivision	SANBORNS TENTH STREET PLAT
Legal Block	4
Legal Lot Number	12
Legal Unit	12
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	2
Census Block	2029
Census Tract	621000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1109 CEDAR ST, PORT HURON, MI 48060-6250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Intrafamily Transfer, Transfer LIBERTY TITLE
Feb 18, 2021	Warranty Deed, Transfer · Conventional Mortgage TCF NATIONAL BANK
May 17, 2019	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE 1 AT SUBURBAN
Aug 29, 2017	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2021 · Amount on Record
Deed Sale	Feb 18, 2021 · Amount on Record
Prior Sale	Aug 29, 2017 · Amount on Record
Deed Document Number	20214744
Deed Book / Page	5320 / 336
Prior Transfer Date	Oct 29, 2008
Prior Transfer Doc	003891/540
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 18, 2021
Property Address	1109 CEDAR ST, PORT HURON, MI 48060-6250
Document Number	0005320353
Book / Page	5320 / 353
Map Reference	LB 10 PG 97
Instrument Date	Jan 28, 2021
Instrument	2021004747
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1109 CEDAR ST, PORT HURON, MI 48060-6250

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 18, 2021
Property Address	1109 CEDAR ST, PORT HURON, MI 48060-6250
Document Number	0005320336
Book / Page	5320 / 336
Map Reference	LB 10 PG 97
Instrument Date	Jan 28, 2021
Instrument	2021004744
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1109 CEDAR ST, 1109, PORT HURON, MI 48060-6250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 CYPRESS ST, PORT HURON, MI 48060-6257

Mortgage

Document Number	2021004745
Date	Feb 18, 2021
Instrument	2021004745

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Mortgage

Document Number	0005320349
Date	Feb 18, 2021
Book Page	5320/349
Instrument	2021004746

Lender

Name	CITY OF PORT HURON
Type	Government Agency
Address	PORT HURON, MI 48060

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1109 CEDAR ST, PORT HURON, MI 48060-6250
Document Number	0050600755
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 CEDAR ST PORT HURON MI 480606250, PORT HURON, MI 48060-6250

Mortgage

Document Number	0050600755
Date	May 29, 2019
Book Page	005060/000755

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 28, 2034

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 29, 2017
Property Address	1109 CEDAR ST, PORT HURON, MI 48060-6250
Document Number	0048630453
Book / Page	004863 / 000453
Instrument Date	Aug 14, 2017
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8793 LAKESHORE RD BURTCHVILLE MI 480591116, BURTCHVILLE, MI 48059-1116

Mortgage

Document Number	48630455
Date	Aug 29, 2017
Book Page	004863/000455

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,300 (+7.53%)	$148,600 (+7.53%)
2025	$2,901.00 (+2.65%) Homeowner's exemption	$69,100 (+16.92%)
2024	$2,826.00 (+15.02%)		$138,200 (+16.92%)
2023		$59,100
2022	$2,457.00		$118,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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