1109 Cambridge St, Deltona, FL 32725 Property Records

Volusia County property record for 1109 Cambridge St, Deltona, FL 32725

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,495 sqft · built 1983
Lot Size0.226 acres (9,856 sqft)
OwnerIndividual Name on Record
Last Sale$371,000 (Oct 2022)
Tax Bill$4,910 (2024)
Deeds & MortgagesOct 2022 Sale & Mortgage
Apr 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN8130-09-20-0210

Property Details

APN / Parcel Number

Primary APN8130-09-20-0210
Alternative APNs
  • 31183009200210
  • 2660881.0
  • 2660881

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,495 sqft Living Area
1st Floor Area1,495 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1997
Exterior MaterialBrick
Construction TypeWood Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,856 sqft (0.226 acres)
Lot Dimensions128 ft deep x 77 ft wide
Garage Area510 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area416 sqft
PorchEnclosed Porch
Porch Area288 sqft
Patio Area640 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number2660881.0
Old Parcel Number31183009200210
Street Address1109 CAMBRIDGE ST
CityDELTONA
StateFL
Zip32725-3655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOT 21 BLK 333 DELTONA LAKES UNIT 9 MB 25 PGS 178-185 INC PER OR 2953 PG 1021 PER OR 6734 PGS 1472-1473 PER OR 7843 PG 1518
Legal Range31E
Legal Township18S
Legal Section30
Legal SubdivisionDELTONA
Legal Tract9
Legal Block333
Legal Lot Number21
Legal Unit9
JurisdictionVOLUSIA FL
Township / Civil DivisionDELTONA
Census Block Group2
Census Block2016
Census Tract91015

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1109 CAMBRIDGE ST, DELTONA, FL 32725-3655
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2022Warranty Deed, Transfer · FHA Mortgage
NATIONS LENDING CORP
Apr 25, 2017Deed of Trust, Mortgage · Commercial Mortgage
JPMORGAN CHASE BANK NA
Apr 21, 2020Warranty Deed, Transfer · Conventional Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2022 · Amount on Record
Deed SaleOct 14, 2022 · Amount on Record
Prior SaleApr 21, 2020 · Amount on Record
Deed Document Number2022233657
Deed Book / Page8323 / 431
Record UpdatedJun 8, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateOct 14, 2022
Property Address1109 CAMBRIDGE ST, DELTONA, FL 32725-3655
Document Number0083230431
Book / Page8323 / 431
Map ReferenceMB 25 PG 178
Instrument DateOct 7, 2022
Instrument2022233657
Transaction TypeTransfer
Record UpdatedNov 8, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,597.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address108 SCOTT ST, 108, MORGANTON, NC 28655-9253

Transferred To (Grantee/Buyer)

NameVerified Name
Address1109 N CAMBRIDGE ST, DELAND, FL 32724-2401

Mortgage

Document Number0008323432
DateOct 14, 2022
Instrument8323/432
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address1109 CAMBRIDGE ST, DELTONA, FL 32725-3655
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0073893895
DateApr 25, 2017
Book Page7389/3895
Instrument2017-081417
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term420 Months
DueApr 13, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateApr 21, 2020
Property Address1109 CAMBRIDGE ST, DELTONA, FL 32725-3655
Document Number0078431518
Book / Page7843 / 1518
Map ReferenceMB 25 PG 178-185
Instrument DateMar 26, 2020
Instrument2020-074896
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyFIRST SIGNATURE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,309.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3013 HUNKIN CIR, 3013, DELTONA, FL 32738-8925

Transferred To (Grantee/Buyer)

NameVerified Name
Address1109 CAMBRIDGE ST, DELTONA, FL 32725-3655

Mortgage

Document Number0078431520
DateApr 21, 2020
Instrument7843/1520
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityDeltona City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$286,659 (+5.39%)$297,828 (+9.5%) Land $55,217 Building $242,611
2024$4,910.00 (+1.85%)
2023$4,821.00 (+49.16%) Homeowner's exemption$271,986 (+45.33%) Land $56,383 Building $215,603$271,986 (+31.77%) Land $56,383 Building $215,603
2022$3,232.00 Homeowner's exemption$187,154$206,415 Land $39,663 Building $166,752

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2016–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELTONA WATER
serves 81,006 people · EPA ID FL3640287
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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