1109 Ada St, Kearney, MO 64060 Property Records

Clay County property record for 1109 Ada St, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,002 sqft · built 1973
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$309,411 (Jun 2026)
Tax Bill	$1,947 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-913-00-16-005.00`

Property Details

APN / Parcel Number

Primary APN	`07-913-00-16-005.00`
Alternative APNs	`0791300160050001` `7913001600500` `237367`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,002 sqft Living Area
Gross Area	1,968 sqft
1st Floor Area	1,002 sqft
Basement Area	460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Deck Area	84 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1109 ADA ST
City	KEARNEY
State	MO
Zip	64060-8311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHBROOK LT 24
Legal Range	31W
Legal Township	53N
Legal Section	35
Legal Subdivision	SOUTHBROOK
Legal Lot Number	24
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	3
Census Block	3020
Census Tract	21812

Owner

1109 Ada St is owned and occupied by an individual who bought it in June 2026.

Source: Clay County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1109 ADA ST, KEARNEY, MO 64060-8311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer · FHA Mortgage PRIMECAP LENDING LLC
Mar 7, 2025	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE COMPANY MIDWES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on File
Deed Sale	Jun 23, 2026 · Amount on File
Prior Sale	Mar 7, 2025
Deed Document Number	202616986
Deed Book / Page	10195 / 36
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jun 23, 2026
Property Address	1109 ADA ST, KEARNEY, MO 64060-8311
Document Number	0000016986
Book / Page	10195 / 36
Instrument Date	May 29, 2026
Instrument	202616986
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1109 ADA ST, KEARNEY, MO 64060-8311

Mortgage

Document Number	0000016987,
Date	Jun 23, 2026
Book Page	10195/37
Instrument	202616987

Lender

Name	PRIMECAP LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

Mortgage

Document Number	0000016988,
Date	Jun 23, 2026
Book Page	10195/38
Instrument	202616988

Lender

Name	PRIMECAP LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	10 Months
Due	Jul 1, 2036

Interest

Rate	6.37%
Max Rate	-1%

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Mar 7, 2025
Property Address	1109 ADA ST, KEARNEY, MO 64060-8311
Document Number	0000004980
Book / Page	9894 / 120
Instrument Date	Mar 6, 2025
Instrument	2025004980
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	STEWART TITLE, STEWART TITLE COMPANY MIDWES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 CLEAR CREEK DR, KEARNEY, MO 64060-7615

Tax Assessment & Valuation

The 2025 property tax bill for 1109 Ada St was $1,947, up 3.8% from the year before.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,947.00 (+3.84%)	$29,770	$156,684
2024	$1,875.00 (+0.37%)
2023	$1,868.00	$27,360	$144,000
2019	$1,658.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1109 Ada St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 Ada St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Intercept Fiber, Verizon, Wisper ISP.

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