1109 4th Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1109 4th Ave, Schenectady, NY 12303

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,728 sqft · built 1920
Lot Size	0.196 acres (8,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jun 2025)
Tax Bill	$4,539 (2026)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.47-1-4`

Property Details

APN / Parcel Number

Primary APN	`421500 49.47-1-4`
Alternative APN	`150004904700010040000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,728 sqft Total Area
1st Floor Area	864 sqft
2nd Floor Area	864 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	8,550 sqft (0.196 acres)
Lot Dimensions	225 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	540 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1109 4TH AVE
City	SCHENECTADY
State	NY
Zip	12303-1615
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	P/O 2 WOOD AND GARAGE
Legal Block	1
Legal Lot Number	4.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2000
Census Tract	21400

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1107 4TH AVE, SCHENECTADY, NY 12303-1615
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on Record
Deed Sale	Jun 2, 2025 · Amount on Record
Prior Sale	Feb 27, 2004 · Amount on Record
Deed Document Number	202513496
Deed Book / Page	2151 / 48
Prior Transfer Date	Mar 19, 2020
Prior Transfer Doc	0000011933
Record Updated	Oct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 8, 2020
Property Address	1109 4TH AVE, SCHENECTADY, NY 12303-1615
Document Number	0000011933
Book / Page	002033 / 000159
Instrument Date	Mar 19, 2020
Instrument	11933
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	MURDOCK ABSTRACT, MURDOCK ABS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109-1111 4TH AVE SCHENECTADY NY 123031615, SCHENECTADY, NY 12303-1615

Mortgage

Document Number	11934
Date	Apr 8, 2020
Book Page	004981/000374
Instrument	11934

Lender

Name	QUIK FUND
Type	Funding / Finance Company
Address	GARDEN CITY, NY 11530

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 7, 2035

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,539.00 (+4.25%)
2025	$4,354.00 (+9.95%)	$62,100 (-) Land $9,300 Building $52,800	$102,832 (+30.82%) Land $15,400 Building $87,432
2023		$62,100 (-) Land $9,300 Building $52,800	$78,608 (+3.8%) Land $11,772 Building $66,836
2022		$62,100 Land $9,300 Building $52,800	$75,732 Land $11,342 Building $64,390
2021	$3,960.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20