1109 3rd St, Gowrie, IA 50543 Property Records

Webster County property record for 1109 3rd St, Gowrie, IA 50543

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,608 sqft · built 1964
Lot Size	0.336 acres (14,636 sqft)
Owner	Individual Name on File
Last Sale	$194,000 (Mar 2023)
Tax Bill	$2,106 (2025)
Deeds & Mortgages	Mar 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1712228006`

Property Details

APN / Parcel Number

Primary APN	`1712228006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,608 sqft Living Area
1st Floor Area	1,608 sqft
Basement Area	1,608 sqft
Unfinished Basement	1,608 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,636 sqft (0.336 acres)
Lot Dimensions	132 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Deck Area	90 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1109 3RD ST
City	GOWRIE
State	IA
Zip	50543-7433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12-86-30 PR GOWRIE INC STEPHEN'S SD BLK 3 LOTS 1-2
Legal Range	30W
Legal Township	86N
Legal Section	12
Legal Subdivision	PR GOWRIE INC STEPHEN'S
Legal Block	3
Legal Lot Number	1,2
Jurisdiction	WEBSTER IA
Township / Civil Division	GOWRIE
Census Block Group	4
Census Block	4038
Census Tract	10300

Owner

1109 3rd St is owned and occupied by an individual who bought it in March 2023.

Source: Webster County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1109 3RD ST, GOWRIE, IA 50543-7433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2023 · Amount on File
Deed Sale	Mar 28, 2023 · Amount on File
Deed Document Number	20231065
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER IA
Recording Date	Mar 28, 2023
Property Address	1109 3RD ST, GOWRIE, IA 50543-7433
Document Number	0202301065
Instrument Date	Mar 28, 2023
Instrument	2023-01065
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$309.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 3RD ST, GOWRIE, IA 50543-7433

Mortgage

Document Number	0202301068
Date	Mar 28, 2023
Instrument	2023-01068

Lender

Name	SECURITY SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1109 3rd St was $2,106, down 0.2% from the year before.

Source: Webster County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Webster County
Municipality	Gowrie City
Unified School District	Southeast Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,750 (-) Land $10,240 Building $129,510	$139,750 (-) Land $10,240 Building $129,510
2025	$2,106.00 (-0.24%)	$139,750 Land $10,240 Building $129,510	$139,750 Land $10,240 Building $129,510
2024	$2,111.00
2023		$132,410 (+44.82%) Land $10,240 Building $122,170	$132,410 Land $10,240 Building $122,170
2022	$1,521.00 Homeowner's exemption	$91,430 Land $10,240 Building $81,190
2021			$91,430 Land $10,240 Building $81,190

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1109 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 4, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOWRIE MUNI UTILITIES WATER DEPT serves 954 people · EPA ID IA9436095
Water Source	Groundwater
Last State Inspection	Dec 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Webster-Calhoun Cooperative Telephone Association Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20