11085 Silver Lake Rd, Byron, MI 48418 Property Records

Genesee County property record for 11085 Silver Lake Rd, Byron, MI 48418

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,418 sqft · built 1970
Lot Size	0.717 acres (31,233 sqft)
Owner	Individual Name on File
Tax Bill	$3,706 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-29-526-012`

Property Details

APN / Parcel Number

Primary APN	`01-29-526-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,418 sqft Living Area
1st Floor Area	1,402 sqft
Basement Area	1,402 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	31,233 sqft (0.717 acres)
Lot Dimensions	142 ft deep x 262 ft wide
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11085 SILVER LAKE RD
City	BYRON
State	MI
Zip	48418-8714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOTS 1 THRU 6 LOCUST HEIGHTS (07) FR 01-29-526-001
Legal Subdivision	LOCUST HEIGHTS
Legal Lot Number	1-6
Jurisdiction	GENESEE MI
Township / Civil Division	ARGENTINE
Census Block Group	2
Census Block	2005
Census Tract	13001

Owner

11085 Silver Lake Rd is owned and occupied by an individual who acquired it in December 2019.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	11085 SILVER LAKE RD, BYRON, MI 48418-8714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Feb 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 8, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 2, 2019
Transfer Doc	0000003769
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	11085 SILVER LAKE RD, BYRON, MI 48418-8714
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	MASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202104060034929
Date	Apr 6, 2021
Instrument	202104060034929

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	76083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	11085 SILVER LAKE RD, BYRON, MI 48418-8714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010212
Date	Feb 27, 2018
Instrument	201802270010212

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2033

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	11085 SILVER LAKE RD, BYRON, MI 48418-8714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075981
Date	Dec 8, 2017
Instrument	201712080075981

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Jan 21, 2020
Property Address	11085 SILVER LAKE RD, BYRON, MI 48418-8714
Document Number	202001210003769
Map Reference	MB 13 PG 32
Instrument Date	Dec 2, 2019
Instrument	202001210003769
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 WARREN ST, 103, BYRON, MI 48418-9122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11085 SILVER LAKE RD, BYRON, MI 48418-8714

Mortgage

Document Number	202001210003770
Date	Jan 21, 2020
Instrument	202001210003770

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 11085 Silver Lake Rd was $3,706 with a homeowner's exemption, up 3.9% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Argentine Township
Unified School District	Byron Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,800 (+3.3%) Land $41,600 Building $143,200	$369,600 (+3.3%) Land $83,200 Building $286,400
2025	$3,706.00 (+3.9%) Homeowner's exemption	$178,900	$357,800
2024	$3,567.00
2023		$147,700	$295,400
2019	$2,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11085 Silver Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11085 Silver Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Silver Lake Rd

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