11084 Cove Dr, Onamia, MN 56359 Property Records

Mille Lacs County property record for 11084 Cove Dr, Onamia, MN 56359

Property Summary

Property Type	Seasonal / Vacation Home
Details	696 sqft · built 1945
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$12,600 (Aug 2025)
Tax Bill	$2,210 (2026)
Deeds & Mortgages	Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-017-2100`

Property Details

APN / Parcel Number

Primary APN	`17-017-2100`

Interior

Building Area	696 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	9,583 sqft (0.22 acres)
Shed	1 Shed
Boat House	Boat House

Location & Zoning

Street Address	11084 COVE DR
City	ONAMIA
State	MN
Zip	56359
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	ELY 62 FT OF WLY 160 FT OF GL 1, N OF PROJ S LINE OF BLK A OF E MURRAY BEACH & ALSO PER JUDGE DOC 445462 PT GL 1, DESC
Legal Range	26
Legal Township	42
Legal Section	17
Legal Subdivision	EAST MURRAY BEACH
Legal Block	A
Legal Lot Number	1-N
Jurisdiction	MILLE LACS MN
Township / Civil Division	SOUTH HARBOR
Census Block Group	2
Census Block	2019
Census Tract	970300

Owner

11084 Cove Dr, a residential property, is owned by an individual who bought it in August 2025.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	112 E MAIN ST, ANOKA, MN 55303-2412
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2025 · Amount on File
Deed Sale	Aug 14, 2025 · Amount on File
Prior Sale	Jun 8, 2021 · Amount on File
Deed Document Number	2025447495
Prior Transfer Date	Apr 9, 2025
Prior Transfer Doc	000A447495
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jun 8, 2021
Property Address	11084 COVE DR, ONAMIA, MN 56359
Document Number	000A424968
Instrument Date	May 21, 2021
Instrument	A424968
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Amount	Amount on Record
Tax	$66.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E MAIN ST, ANOKA, MN 55303-2412

Tax Assessment & Valuation

The 2026 property tax bill for 11084 Cove Dr was $2,210, down 3.3% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	South Harbor Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,210.00 (-3.32%)	$250,400 (+6.01%) Land $173,100 Building $77,300	$250,400 (+6.01%) Land $173,100 Building $77,300
2025	$2,286.00	$236,200 Land $160,100 Building $76,100	$236,200 Land $160,100 Building $76,100
2023	$2,012.00	$222,600 Land $149,800 Building $72,800	$222,600 Land $149,800 Building $72,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11084 Cove Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11084 Cove Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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