11081 Ridge Fork Dr, Holts Summit, MO 65043 Property Records

Callaway County property record for 11081 Ridge Fork Dr, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,944 sqft · built 2013
Lot Size	4.08 acres (177,725 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,203 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-06.0-23.0-00-000-006.003`

Property Details

APN / Parcel Number

Primary APN	`25-06.0-23.0-00-000-006.003`
Alternative APN	`2506023000000000000`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,944 sqft Living Area
1st Floor Area	1,944 sqft
Basement Area	1,944 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Construction Type	Brick
Lot Area	177,725 sqft (4.08 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	2506023000000006003
Street Address	11081 RIDGE FORK DR
City	HOLTS SUMMIT
State	MO
Zip	65043-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW 1/4
Legal Range	11W
Legal Township	45N
Legal Section	23
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1027
Census Tract	70800

Owner

Source: Callaway County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11081 RIDGE FORK DR, HOLTS SUMMIT, MO 65043-2119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Jun 24, 2022	Warranty Deed, Transfer
Jun 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JEFFERSON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2022
Deed Sale	Jun 24, 2022
Prior Sale	Sep 27, 2016
Deed Document Number	20224057
Deed Book / Page	500 / 954
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	11081 RIDGE FORK DR, HOLTS SUMMIT, MO 65043-2119
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	MIDWEST TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000501/210
Date	Jul 7, 2022
Book Page	501/210
Instrument	202204314

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jun 24, 2022
Property Address	11081 RIDGE FORK DR, HOLTS SUMMIT, MO 65043-2119
Document Number	000500/954
Book / Page	500 / 954
Instrument Date	Jun 24, 2022
Instrument	202204057
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11081 RIDGE FORK DR, HOLTS SUMMIT, MO 65043-2119

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	11081 RIDGE FORK DR, HOLTS SUMMIT, MO 65043-2119
Transaction Type	Mortgage
Record Updated	Jul 2, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	244/228
Date	Jun 4, 2020
Book Page	244/228
Instrument	202003328

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,203.00 (-2.44%)	$52,680 (-)	$277,260 (-)
2024	$3,283.00 (+0.06%)	$52,680 (-)	$277,260 (-)
2023	$3,281.00 (+10.62%)	$52,680 (+10.69%)	$277,260 (+10.69%)
2022	$2,966.00	$47,593 Land $3,101 Building $44,492
2021			$250,490 Land $16,320 Building $234,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Wisper ISP.

Nearby Properties on Ridge Fork Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures