St. Louis County property record for 1108 Windridge Estates Ln, Chesterfield, MO 63005
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 6,718 sqft · built 2001 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Jul 2019) |
| Tax Bill | $14,500 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18V-62-0161 |
| Primary APN | 18V-62-0161 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 6,718 sqft Living Area |
| Gross Area | 7,500 sqft |
| 1st Floor Area | 1,884 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 30,056 sqft (0.69 acres) |
| Lot Dimensions | 120 ft deep x 306 ft wide |
| Garage Type | Attached |
| Garage Area | 782 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 58 sqft |
| Deck Area | 456 sqft |
| Patio Area | 456 sqft |
| Balcony Area | 46 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1108 WINDRIDGE ESTATES LN |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63005-4338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 105R1 |
| Legal Description | WINDRIDGE ESTATES LOT 9 |
| Legal Subdivision | WINDRIDGE ESTATES |
| Legal Lot Number | 9 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 221627 |
1108 Windridge Estates Ln is owned and occupied by two individuals who acquired it in June 2020.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1108 WINDRIDGE ESTATES LN, CHESTERFIELD, MO 63005-4338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jul 29, 2019 | Warranty Deed, Transfer BANK OF AMERICA |
| Apr 30, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2019 · Amount on File |
| Deed Sale | Jul 29, 2019 · Amount on File |
| Prior Sale | Aug 10, 2006 · Amount on File |
| Deed Document Number | 201915 |
| Deed Book / Page | 23630 / 83 |
| Last Transfer Date | Jun 11, 2020 |
| Transfer Doc | 0240530211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1108 WINDRIDGE ESTATES LN, CHESTERFIELD, MO 63005-4338 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|---|
| Address | 1108 WINDRIDGE ESTATES LN, CHESTERFIELD, MO 63005-4338 |
| Document Number | 0250943599 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 25094/3599 |
| Instrument | 2021090700557 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 1, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 29, 2019 |
| Property Address | 1108 WINDRIDGE ESTATES LN, CHESTERFIELD, MO 63005-4338 |
| Document Number | 0236300083 |
| Book / Page | 023630 / 000083 |
| Instrument Date | Jul 24, 2019 |
| Instrument | 15 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2019 |
| Title Company | INSIGHT TITLE COMPANY LLC, INSIGHT TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1108 WINDRIDGE ESTATES LN CHESTERFIELD MO 630054338, CHESTERFIELD, MO 63005-4338 |
| Document Number | 236300086 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 023630/000086 |
| Instrument | 16 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 28, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1108 WINDRIDGE ESTATES LN, CHESTERFIELD, MO 63005-4338 |
| Document Number | 0230261164 |
| Instrument Date | Apr 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2018 |
| Title Company | FIRST AMERICAN TITLE INC COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1108 WINDRIDGE ESTATES LN CHESTERFIELD MO 630054338, CHESTERFIELD, MO 63005-4338 |
| Document Number | 0230261164 |
|---|---|
| Date | May 15, 2018 |
| Book Page | 023026/001164 |
| Instrument | 311 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 14, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1108 Windridge Estates Ln was $14,500, up 29.2% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chesterfield City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,610 (-) Land $55,770 Building $152,840 | $1,097,900 (-) Land $293,500 Building $804,400 | |
| 2025 | $14,500.00 (+29.21%) | $208,610 Land $55,770 Building $152,840 | $1,097,900 Land $293,500 Building $804,400 |
| 2024 | $11,222.00 (+2.67%) | ||
| 2023 | $10,930.00 (+13.45%) | $157,740 (+21.69%) Land $20,920 Building $136,820 | $830,200 Land $110,100 Building $720,100 |
| 2022 | $9,634.00 | $129,620 Land $23,240 Building $106,380 | |
| 2021 | $682,200 Land $122,300 Building $559,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1108 Windridge Estates Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1981–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Apr 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1108 Windridge Estates Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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