1108 Walker Branch Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 1108 Walker Branch Rd, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,836 sqft · built 1898
Lot Size	4.76 acres (207,694 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Oct 2022)
Tax Bill	$1,396 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3634-84-9649`

Property Details

APN / Parcel Number

Primary APN	`3634-84-9649`
Alternative APNs	`363416849649` `242450` `293590` `308727` `17056`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,836 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	207,694 sqft (4.76 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	612 sqft
Granary	1 sqft
Silo	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	308727
Street Address	1108 WALKER BRANCH RD
City	LINCOLNTON
State	NC
Zip	28092-7328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#3 LT WALKER BRANCH FARM
Legal Subdivision	WALKER BRANCH FARM
Legal Lot Number	3
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	1
Census Block	1001
Census Tract	70201

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1108 WALKER BRANCH RD, LINCOLNTON, NC 28092-7328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 17, 2022	Warranty Deed, Subdivision Related Transfer · Closed-End Mortgage FIRST FEDERAL SAVINGS BANK OF LINCO
Oct 12, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 17, 2021	Warranty Deed, Transfer · Commercial Mortgage FIRST FEDERAL SAVINGS BANK OF LINCOLNTON
Oct 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022 · Amount on Record
Deed Sale	Oct 17, 2022 · Amount on Record
Prior Sale	Oct 12, 2022 · Amount on Record
Deed Document Number	2022659183
Deed Book / Page	3204 / 315
Last Transfer Date	Jan 10, 2025
Transfer Doc	0003383386
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1108 WALKER BRANCH RD, LINCOLNTON, NC 28092-7328
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003239189
Date	Apr 3, 2023
Book Page	3239/189
Instrument	665425

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 17, 2022
Property Address	1108 WALKER BRANCH RD, LINCOLNTON, NC 28092-7328
Document Number	0003204315
Book / Page	3204 / 315
Map Reference	MB 23 PG 27
Instrument Date	Oct 4, 2022
Instrument	659183
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3684 GOODSON RD, 3684, MAIDEN, NC 28650-8215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 LABANS LN, LINCOLNTON, NC 28092-8776

Mortgage

Document Number	0000659184
Date	Oct 17, 2022
Instrument	659184

Lender

Name	FIRST FEDERAL SAVINGS BANK OF LINCO
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 17, 2027

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 12, 2022
Property Address	1108 WALKER BRANCH RD, LINCOLNTON, NC 28092-7328
Document Number	0003203287
Book / Page	3203 / 287
Map Reference	MB 23 PG 27
Instrument Date	Oct 4, 2022
Instrument	659015
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3684 GOOCLSON ROAD, 3684, MAIDEN, NC 28650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 WALKER BRANCH RD, LINCOLNTON, NC 28092-7328

Mortgage

Document Number	0000659016
Date	Oct 12, 2022
Instrument	659016

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 17, 2021
Property Address	1108 WALKER BRANCH RD, LINCOLNTON, NC 28092-7328
Document Number	0003052606
Book / Page	3052 / 606
Instrument Date	Jun 16, 2021
Instrument	633285
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2000 DUTCH CREEK DR, IRON STATION, NC 28080-9563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3684 GOODSON RD, MAIDEN, NC 28650-8215

Mortgage

Document Number	0003052609
Date	Jun 17, 2021
Book Page	3052/609
Instrument	633286

Lender

Name	FIRST FEDERAL SAVINGS BANK OF LINCOLNTON
Type	Bank
Address	LINCOLNTON, NC 28092

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jun 16, 2023

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 1, 2018
Property Address	1108 WALKER BRANCH RD, LINCOLNTON, NC 28092-7328
Document Number	2773166
Book / Page	002773 / 000166
Instrument Date	Sep 28, 2018
Instrument	583907
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,396.00	$201,351 (-) Land $58,608 Building $142,743	$201,351 (-) Land $58,608 Building $142,743
2025	$1,396.00 (+1.45%)	$201,351 (-) Land $58,608 Building $142,743	$201,351 (-) Land $58,608 Building $142,743
2023	$1,376.00	$201,351 Land $58,608 Building $142,743	$201,351 Land $58,608 Building $142,743

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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