1108 W Mill St, Bloomington, IL 61701 Property Records

McLean County property record for 1108 W Mill St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	1 ba · 966 sqft · built 1925
Lot Size	0.132 acres (5,769 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jul 2026)
Tax Bill	$1,471 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-05-463-005`

Property Details

APN / Parcel Number

Primary APN	`21-05-463-005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	966 sqft Living Area
Gross Area	1,124 sqft
1st Floor Area	966 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	5,769 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
View / Lot	Lake Front
Porch	Enclosed Frame Porch
Deck Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1108 W MILL ST
City	BLOOMINGTON
State	IL
Zip	61701-4833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CITIZENS ADD LOT 108
Legal Range	02E
Legal Township	23N
Legal Section	05
Legal Subdivision	CITIZENS ADD
Legal Lot Number	108
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2017
Census Tract	1500

Owner

Source: McLean County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1108 W MILL ST, BLOOMINGTON, IL 61701-4833
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · FHA Mortgage FIRST STATE MORTGAGE SERVICES
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit CEFCU
Feb 21, 2017	Corporation Deed, Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Prior Sale	Feb 21, 2017 · Amount on Record
Deed Document Number	202610048
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 17, 2026
Property Address	1108 W MILL ST, BLOOMINGTON, IL 61701-4833
Document Number	0000010048
Instrument Date	Jun 25, 2026
Instrument	202610048
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FRONTIER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 W MILL ST, BLOOMINGTON, IL 61701-4833

Mortgage

Document Number	0000010049,
Date	Jul 17, 2026
Instrument	202610049

Lender

Name	FIRST STATE MORTGAGE SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.25%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1108 W MILL ST, BLOOMINGTON, IL 61701-4833
Transaction Type	Mortgage
Record Updated	Sep 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200015712
Date	Sep 1, 2022
Instrument	2022-00015712

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 31, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 21, 2017
Property Address	1108 W MILL ST, BLOOMINGTON, IL 61701-4833
Document Number	201700003173
Instrument Date	Feb 14, 2017
Instrument	2017-00003173
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 W MILL ST, BLOOMINGTON, IL 61701-4833

Mortgage

Document Number	201700003174
Date	Feb 21, 2017
Instrument	2017-00003174

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,716 (+19.21%) Land $8,386 Building $23,330	$95,148 (+19.21%) Land $25,158 Building $69,990
2024	$1,471.00 (-14.58%)
2023	$1,722.00	$26,606 Land $7,035 Building $19,571	$79,818 Land $21,105 Building $58,713

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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