1108 W 5th St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1108 W 5th St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,632 sqft · built 1973
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Jul 2024)
Tax Bill	$2,221 (2025)
Deeds & Mortgages	Mar 2023 Mortgage May 2022 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`988405070688`

Property Details

APN / Parcel Number

Primary APN	`988405070688`
Alternative APNs	`98840570688` `009134000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,632 sqft Heated Area
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988405070688
Street Address	1108 W 5TH ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-6855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 51 BLK: SEC: PL: 4 SL: 33
Legal Subdivision	WRIGHT'S SHORES
Legal Lot Number	51
Legal Unit	2
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1047
Census Tract	970200

Owner

Source: Dare County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5801 MCTAGGART LN, CHARLOTTE, NC 28269-5217
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 27, 2022	Deed of Trust, Mortgage · Line of Credit ABNB FCU
May 15, 2018	Deed of Trust, Mortgage · VA Mortgage AAFMAA MTG SVCS LLC
Feb 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
May 23, 2019	Quit Claim Deed, Transfer Quitclaim
May 15, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2024 · Amount on Record
Deed Sale	Jul 5, 2024 · Amount on Record
Prior Sale	May 15, 2018 · Amount on Record
Deed Document Number	2024700140507
Deed Book / Page	2741 / 492
Prior Transfer Date	May 16, 2019
Prior Transfer Doc	2302/148
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1108 W 5TH ST, KILL DEVIL HILLS, NC 27948-6855
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 W 5TH ST, KILL DEVIL HILLS, NC 27948-6855

Mortgage

Document Number	002668/935
Date	Mar 3, 2023
Book Page	2668/935
Instrument	700127276

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Feb 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1108 W 5TH ST, KILL DEVIL HILLS, NC 27948-6855
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002622/160
Date	May 27, 2022
Book Page	2622/160
Instrument	700118658

Lender

Name	ABNB FCU
Type	Credit Union
Address	CHESAPEAKE, VA 23320

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	May 26, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1108 W 5TH ST, KILL DEVIL HILLS, NC 27948-6855
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002237/0000000177
Date	May 15, 2018
Book Page	0000002237/0000000177
Instrument	000700052312

Lender

Name	AAFMAA MTG SVCS LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1108 W 5TH ST, KILL DEVIL HILLS, NC 27948-6855
Transaction Type	Mortgage
Record Updated	Feb 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2352/459
Date	Feb 3, 2020
Book Page	2352/459
Instrument	700073865

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DARE NC
Recording Date	May 23, 2019
Property Address	1108 W 5TH ST, KILL DEVIL HILLS, NC 27948-6855
Document Number	2302/148
Book / Page	2302 / 148
Instrument Date	May 16, 2019
Instrument	700064883
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 W 5TH ST, HURDLE MILLS, NC 27541

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	May 15, 2018
Property Address	1108 W 5TH ST, KILL DEVIL HILLS, NC 27948-6855
Document Number	2237/175
Book / Page	2237 / 175
Instrument Date	May 10, 2018
Instrument	000700052311
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 W 5TH ST, KILL DEVIL HILLS, NC 27948-6855

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,221.00 (+38.04%)	$408,900 (+58.49%) Land $196,600 Building $212,300
2023	$1,609.00	$258,000 Land $84,500 Building $173,500
2020			$408,900 Land $196,600 Building $212,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 458 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	490 units insured incl. 32 condo units
Nearby Flood Claims	797 (1981–2019)
Claims Outside the SFHA	298 of 797
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Matthew, Oct 2016 · 59 claims Hurricane Isabel, Sep 2003 · 236 claims Hurricane Dennis, Sep 1999 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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