1108 Union Ave, Mascotte, FL 34753 Property Records

Lake County property record for 1108 Union Ave, Mascotte, FL 34753

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,072 sqft · built 2006
Lot Size	0.345 acres (15,066 sqft)
Owner	Individual Name on File
Last Sale	$383,800 (Apr 2022)
Tax Bill	$5,761 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-22-24-0010-000-07500`

Property Details

APN / Parcel Number

Primary APN	`10-22-24-0010-000-07500`
Alternative APN	`3853306`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,072 sqft Living Area
1st Floor Area	1,256 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	15,066 sqft (0.345 acres)
Garage Type	Finished
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3853306
Street Address	1108 UNION AVE
City	MASCOTTE
State	FL
Zip	34753-9532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE JACKSON RIDGE PHASE I PB 59 PG 22-24 LOT 75 ORB 5940 PG 2074
Legal Range	24E
Legal Township	22S
Legal Section	10
Legal Subdivision	LAKE JACKSON RIDGE PHASE
Legal Phase	1
Legal Tract	A-C
Legal Lot Number	75
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	1
Census Block	1062
Census Tract	31203

Owner

1108 Union Ave is owned and occupied by an individual who bought it in April 2022.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	1108 UNION AVE, MASCOTTE, FL 34753-9532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 4, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 3, 2021	Deed of Trust, Mortgage · Unknown GOLDMAN SACHS BANK USA
Jul 18, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Apr 20, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage LOWER LLC
Jun 17, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2022 · Amount on File
Deed Sale	Apr 20, 2022 · Amount on File
Prior Sale	Jun 17, 2021 · Amount on File
Deed Document Number	2022055103
Deed Book / Page	5940 / 2074
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1108 UNION AVE, MASCOTTE, FL 34753-9532
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 UNION AVE, MASCOTTE, FL 34753-9532

Mortgage

Document Number	0066091376
Date	Oct 6, 2025
Book Page	6609/1376
Instrument	2025123163

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1108 UNION AVE, MASCOTTE, FL 34753-9532
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 UNION AVE, MASCOTTE, FL 34753-9532

Mortgage

Document Number	0062211151
Date	Oct 4, 2023
Book Page	6221/1151
Instrument	2023122224

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	May 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1108 UNION AVE, MASCOTTE, FL 34753-9532
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 MONTGOMERY ST 350, 350, SAN FRANCISCO, CA 94104-1925
Investor	Possibly a Property Investor

Mortgage

Document Number	0057870746
Date	Sep 3, 2021
Book Page	5787/746
Instrument	2021122193

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Unknown
Amount	Amount on Record

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1108 UNION AVE, MASCOTTE, FL 34753-9532
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 UNION AVE, MASCOTTE, FL 34753-9532

Mortgage

Document Number	0061772216
Date	Jul 18, 2023
Book Page	6177/2216
Instrument	2023086206

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	May 1, 2052

April 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 20, 2022
Property Address	1108 UNION AVE, MASCOTTE, FL 34753-9532
Document Number	0059402074
Book / Page	5940 / 2074
Map Reference	MB 59 PG 22-24
Instrument Date	Mar 23, 2022
Instrument	2022055103
Transaction Type	Subdivision Related Transfer
Record Updated	May 18, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$2,686.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 MONTGOMERY ST STE 300, 300, SAN FRANCISCO, CA 94104-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 UNION AVE, MASCOTTE, FL 34753-9532

Mortgage

Document Number	0059402077
Date	Apr 20, 2022
Instrument	5940/2077

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Mortgage

Document Number	0059481979
Date	May 3, 2022
Book Page	5948/1979
Instrument	2022061519

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 17, 2021
Property Address	1108 UNION AVE, MASCOTTE, FL 34753-9532
Document Number	0057321156
Book / Page	5732 / 1156
Map Reference	MB 50 PG 22-24
Instrument Date	Jun 11, 2021
Instrument	2021083520
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$2,555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1108 UNION AVE, MASCOTTE, FL 34753-9532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 MONTGOMERY ST STE 1200, 1200, SAN FRANCISCO, CA 94104-1914
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mascotte City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$326,413 Land $45,000 Building $281,413	$326,413 Land $45,000 Building $281,413
2024	$5,761.00 (+4.82%)
2023	$5,496.00 (-11.58%) Homeowner's exemption Additional exemption filed	$315,471 (-)	$315,471 (-) Land $45,000 Building $270,471
2022	$6,216.00	$315,471	$315,471 Land $45,000 Building $270,471

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1108 Union Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (2004–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1108 Union Ave is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOTTE WATER DEPARTMENT serves 12,355 people · EPA ID FL3350812
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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