Monroe County property record for 1108 Truman Ave, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,380 sqft · built 1928 |
| Lot Size | 0.071 acres (3,134 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,150,000 (Oct 2024) |
| Tax Bill | $8,459 (2024) |
| Flood Zone | Zone X (moderate risk) |
| APN | 00032570-000000 |
| Primary APN | 00032570-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Attic | Attic |
| Attic Area | 713 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,134 sqft (0.071 acres) |
| Lot Dimensions | 103 ft deep x 30 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 736 sqft |
| Patio Area | 711 sqft |
| Fence | Fence |
| Water Feature | Water Feature |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1033324 |
|---|---|
| Old Parcel Number | 01010100032570000000 |
| Street Address | 1108 TRUMAN AVE |
| City | KEY WEST |
| State | FL |
| Zip | 33040-3352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KW GWYNN SUB 0-195 PT LOT 15 SQR 1 TR 13 B OF W C-30 OR693-542 OR756-1313 OR806-145 OR830-668 OR911-2500 OR994-2226 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 05 |
| Legal Subdivision | KW GWYNN SUB |
| Legal Tract | 13 |
| Legal Lot Number | 15 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 972800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1108 Truman Ave is owned by an individual who bought it in October 2024.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1609 N RIVERSIDE DR APT 407, 407, POMPANO BEACH, FL 33062-3325 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2024 · Amount on File |
| Deed Sale | Oct 8, 2024 · Amount on File |
| Prior Sale | Jul 15, 2002 · Amount on File |
| Deed Document Number | 2476965 |
| Deed Book / Page | 3295 / 1578 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $974,217 Land $606,742 Building $367,475 | $974,217 Land $606,742 Building $367,475 | |
| 2024 | $8,459.00 (+81.45%) | ||
| 2023 | $4,662.00 (+4.55%) Homeowner's exemption | $543,101 (+3%) | $872,697 (+13.61%) Land $522,488 Building $350,209 |
| 2022 | $4,459.00 Homeowner's exemption | $527,283 | $768,156 Land $449,265 Building $318,891 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1108 Truman Ave in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 191 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 units insured incl. 7 condo units |
| Nearby Flood Claims | 4 (1994–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1108 Truman Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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