Richland County property record for 1108 Trout Dr, Mansfield, OH 44903
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,729 sqft · built 1972 |
| Lot Size | 0.492 acres (21,457 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $73,000 (Apr 1991) |
| Tax Bill | $4,164 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit Dec 2019 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-17-055-08-000 |
| Primary APN | 021-17-055-08-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,729 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Basement Area | 741 sqft |
| Finished Basement | 741 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 21,457 sqft (0.492 acres) |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 236 sqft |
| Deck Area | 108 sqft |
| Patio Area | 108 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1108 TROUT DR |
|---|---|
| City | MANSFIELD |
| State | OH |
| Zip | 44903-9144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CM 346 BLDG ONLY |
| Legal Subdivision | CHARLES MILL LAKE AREA |
| Jurisdiction | RICHLAND OH |
| Township / Civil Division | MIFFLIN |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 1900 |
1108 Trout Dr is owned and occupied by two individuals who bought it in April 1991.
Source: Richland County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1108 TROUT DR, MANSFIELD, OH 44903-9144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Nov 16, 2018 | Deed of Trust, Mortgage · Line of Credit MECHANICS BANK |
| Dec 9, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ADMIRALS BANK |
| Jul 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK |
| Mar 23, 2022 | Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 1991 · Amount on File |
| Deed Sale | Apr 25, 1991 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 1108 TROUT DR, MANSFIELD, OH 44903-9144 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02665/0026 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 2665/0026 |
| Instrument | 201800013874 |
| Name | MECHANICS BANK |
|---|---|
| Type | Bank |
| Address | MANSFIELD, OH 44902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 1108 TROUT DR, MANSFIELD, OH 44903-9144 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02750/0106 |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 2750/0106 |
| Instrument | 201900014238 |
| Name | ADMIRALS BANK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 77 Months |
| Due | May 21, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 1108 TROUT DR, MANSFIELD, OH 44903-9144 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2023 |
| Title Company | CASTLE REAL ESTATE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0002907/37 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 2907/37 |
| Instrument | 202100009240 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 1108 TROUT DR, MANSFIELD, OH 44903-9144 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1108 TROUT DR, MANSFIELD, OH 44903-9144 |
| Document Number | 002986/637 |
|---|---|
| Date | Mar 23, 2022 |
| Book Page | 2986/637 |
| Instrument | 202200003698 |
| Name | DIRECTIONS CU |
|---|---|
| Type | Credit Union |
| Address | TOLEDO, OH 43604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 28, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1108 Trout Dr was $4,164 with a homeowner's exemption.
Source: Richland County assessment roll, as of April 3, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Richland County |
| County Subdivision | Mifflin Township |
| Unified School District | Madison Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,164.00 | $84,240 (-) Building $84,240 | |
| 2024 | $4,164.00 (-1.89%) Homeowner's exemption | $84,240 (-) Building $84,240 | |
| 2023 | $4,244.00 (+78.39%) Homeowner's exemption | $84,240 (+94.06%) Building $84,240 | $240,680 Building $240,680 |
| 2022 | $2,379.00 Homeowner's exemption | $43,410 Building $43,410 | |
| 2020 | $124,040 Building $124,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1108 Trout Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1996–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1108 Trout Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MANSFIELD SYSTEM #11 private · serves 280 people · EPA ID OH7003312 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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