Middlesex County and Edison Township property record for 1108 Timber Oaks Rd, Edison, NJ 08820
| Property Type | Single Family Home |
|---|---|
| Details | 1,848 sqft · built 1982 |
| Lot Size | 0.002 acres (100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Jun 2019) |
| Tax Bill | $9,575 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00427-0000-00026-0000-C1108 |
| Primary APN | 05-00427-0000-00026-0000-C1108 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,848 sqft Living Area |
|---|
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Colonial |
| Lot Area | 100 sqft (0.002 acres) |
| Account Number | 00012639 |
|---|---|
| Street Address | 1108 TIMBER OAKS RD |
| City | EDISON |
| State | NJ |
| Zip | 08820-4201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RBBT |
| Legal Description | OAKS BLDG 11 UNIT 8 |
| Legal Subdivision | OAKS CONDO |
| Legal Block | 427 |
| Legal Lot Number | 26 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 1413 |
Source: Middlesex County and Edison Township records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1108 TIMBER OAKS RD, 8, EDISON, NJ 08820-4201 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Nov 4, 2020 | Deed of Trust, Mortgage · Conventional with PMI BETTER MTG CORP ISAOA |
| Jun 19, 2019 | Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2019 · Amount on Record |
| Deed Sale | Jun 19, 2019 · Amount on Record |
| Prior Sale | Apr 30, 2007 · Amount on Record |
| Deed Document Number | 201946983 |
| Deed Book / Page | 17530 / 598 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 1108 TIMBER OAKS RD, EDISON, NJ 08820-4201 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 2021114880 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 18619/709 |
| Instrument | 2021114880 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 1108 TIMBER OAKS RD, EDISON, NJ 08820-4201 |
| Document Number | 0000128259 |
| Instrument Date | Nov 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 1108 TIMBER OAKS RD #8 EDISON NJ 088204201, 8, EDISON, NJ 08820-4201 |
| Document Number | 0000128259 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 018178/000273 |
| Instrument | 128259 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 13, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jun 19, 2019 |
| Property Address | 1108 TIMBER OAKS RD, EDISON, NJ 08820-4201 |
| Document Number | 0000046983 |
| Book / Page | 017530 / 000598 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 46983 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1108 TIMBER OAKS ROAD 8 #11 EDISON NJ 08820, 11, EDISON, NJ 08820 |
| Document Number | 46984 |
|---|---|
| Date | Jun 19, 2019 |
| Book Page | 017530/000604 |
| Instrument | 46984 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,900 (-) Land $65,000 Building $95,900 | $160,900 (-) Land $65,000 Building $95,900 | |
| 2025 | $9,575.00 (+3.83%) | $160,900 (-) Land $65,000 Building $95,900 | $160,900 (-) Land $65,000 Building $95,900 |
| 2024 | $9,222.00 (+0.47%) | ||
| 2023 | $160,900 Land $65,000 Building $95,900 | $160,900 Land $65,000 Building $95,900 | |
| 2022 | $9,179.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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