1108 Thomas St, Aberdeen, WA 98520 Property Records

Grays Harbor County property record for 1108 Thomas St, Aberdeen, WA 98520

Property Summary

Property Type	Single Family Home
Details	1,352 sqft · built 1916
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Jul 2020 Mortgage Oct 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`021602900900`

Property Details

APN / Parcel Number

Primary APN	`021602900900`

Interior

Stories	1 Story
Building Area	1,352 sqft Living Area

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Multi-Level
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Porch	Slab
Porch Area	220 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1108 THOMAS ST
City	ABERDEEN
State	WA
Zip	98520-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N ABERDEEN LOT 9 TGW VAC 10 OF ST ADJ BLK 29
Legal Range	04
Legal Township	09
Legal Section	17
Legal Subdivision	N ABERDEEN
Legal Block	29
Legal Lot Number	9
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	ABERDEEN-HOQUIAM
Census Block Group	1
Census Block	1007
Census Tract	1000

Owner

1108 Thomas St is owned and occupied by two individuals who acquired it in June 2020.

Source: Grays Harbor County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1108 THOMAS ST, ABERDEEN, WA 98520-2319
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 25, 2020
Transfer Doc	0000000032
Record Updated	Jun 8, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYS HARBOR WA
Recording Date	Jul 13, 2020
Property Address	1108 THOMAS ST, ABERDEEN, WA 98520-2319
Document Number	0007130032
Map Reference	VOL 1 PG 96
Instrument Date	Jun 25, 2020
Instrument	2020-07130032
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	SERVCELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1108 THOMAS ST, ABERDEEN, WA 98520-2319

Mortgage

Document Number	0007130033
Date	Jul 13, 2020
Instrument	2020-07130033

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	1108 THOMAS ST, ABERDEEN, WA 98520-2319
Document Number	0010060066
Instrument Date	Oct 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 22, 2017
Title Company	COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1108 THOMAS ST ABERDEEN WA 985202319, ABERDEEN, WA 98520-2319

Mortgage

Document Number	0010060066
Date	Oct 6, 2017
Instrument	10060066

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2047

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Aberdeen City
County	Grays Harbor County
Unified School District	Aberdeen School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$176,155 Land $25,000 Building $151,155	$176,155 Land $25,000 Building $151,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1108 Thomas St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	16 (1981–2015)
Most Recent Claim	Dec 2015 · Severe Winter Storm, Straight-line Winds, Flooding, Landslides, Mudslides, And A T
Claims by Event	Severe Winter Storms, Land & Muds Slides,flooding, Jan 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1108 Thomas St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ABERDEEN serves 22,867 people · EPA ID WA5300050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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