Hamilton County property record for 1108 Thomas Ln, Hixson, TN 37343
| Property Type | Duplex |
|---|---|
| Details | 6 ba · 2,678 sqft · built 1968 |
| Lot Size | 0.233 acres (10,170 sqft) |
| Owner | Owner Name on File |
| Last Sale | $100,000 (Jul 2014) |
| Tax Bill | $1,673 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 100I G 024 |
| Primary APN | 100I G 024 |
|---|---|
| Alternative APN |
|
| Full Baths | 6 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Stories | 1 Story |
| Building Area | 2,678 sqft Total Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 10,170 sqft (0.233 acres) |
| Lot Dimensions | 113 ft deep x 90 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000028519 |
|---|---|
| Street Address | 1108 THOMAS LN |
| City | HIXSON |
| State | TN |
| Zip | 37343-5670 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | 1840A 01 021H LOT 11 LYNNBROOK KNOLL PB25 PG37 |
| Legal Subdivision | LYNNBROOK KNOLL |
| Legal Lot Number | 11 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 10431 |
The current owner of 1108 Thomas Ln bought it in July 2014.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | PO BOX 7, CHATTANOOGA, TN 37401-0007 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2021 | Deed of Trust, Mortgage JAMES L KUMBAR |
| Mar 16, 2017 | Deed of Trust, Mortgage · Line of Credit ANDREW JOHNSON BANK |
| Mar 18, 2020 | Loan Modification, Mortgage · Conventional Mortgage MILLENNIUM BK |
| Jul 30, 2019 | Loan Modification, Mortgage · Conventional Mortgage MILLENNIUM BK |
| Last Sale | Jul 2, 2014 · Amount on File |
|---|---|
| Deed Sale | Jul 2, 2014 · Amount on File |
| Deed Document Number | 2014070200016 |
| Deed Book / Page | 10248 / 581 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1108 THOMAS LN, HIXSON, TN 37343-5670 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000363 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 12427/548 |
| Instrument | 2021040100363 |
| Name | JAMES L KUMBAR |
|---|---|
| Type | Private Party |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1108 THOMAS LN, HIXSON, TN 37343-5670 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EQUITITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000000054 |
|---|---|
| Date | Mar 16, 2017 |
| Book Page | 11000/052 |
| Instrument | 2017031600054 |
| Name | ANDREW JOHNSON BANK |
|---|---|
| Type | Bank |
| Address | GREENEVILLE, TN 37743 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1108 THOMAS LN, HIXSON, TN 37343-5670 |
| Document Number | 0409000044 |
| Instrument Date | Mar 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 7 CHATTANOOGA TN 374010007, CHATTANOOGA, TN 37401-0007 |
| Document Number | 0409000044 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 011964/000361 |
| Instrument | 200409000044 |
| Name | MILLENNIUM BK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 8, 2025 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1108 THOMAS LN, HIXSON, TN 37343-5670 |
| Document Number | 0808000064 |
| Instrument Date | Jul 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | PO BOX 7 CHATTANOOGA TN 374010007, CHATTANOOGA, TN 37401-0007 |
| Document Number | 0808000064 |
|---|---|
| Date | Aug 8, 2019 |
| Book Page | 011723/000161 |
| Instrument | 190808000064 |
| Name | MILLENNIUM BK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 7, 2024 |
The 2025 property tax bill for 1108 Thomas Ln was $1,673, up 59% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,673.00 (+59.03%) | $110,400 (+134.69%) | $276,000 (+134.69%) Land $55,000 Building $221,000 |
| 2024 | $1,052.00 | $47,040 (-) | $117,600 (-) Land $50,000 Building $67,600 |
| 2023 | $1,052.00 | $47,040 (-) | $117,600 (-) Land $50,000 Building $67,600 |
| 2022 | $1,052.00 | $47,040 | $117,600 Land $50,000 Building $67,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1108 Thomas Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1980–2003) |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1108 Thomas Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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