1108 Sunlight Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1108 Sunlight Dr, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,704 sqft · built 1955
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,196 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Nov 2021 Second Mortgage
APN	`0461001000230`

Property Details

APN / Parcel Number

Primary APN	`0461001000230`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,704 sqft Living Area
1st Floor Area	1,152 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,818 sqft (0.96 acres)
Lot Width	150 ft Width
Garage Type	Detached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Breezeway
Porch Area	328 sqft
Deck Area	286 sqft
Patio Area	168 sqft
Breezeway	Breezeway
Shed	1 Shed
Shed Area	286 sqft
Utility Building	286 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1108 SUNLIGHT DR
City	CHESAPEAKE
State	VA
Zip	23322-7126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	23 NEW MILL CR .96 AC
Legal Subdivision	INLAND COLONY
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3011
Census Tract	21005

Owner

Source: Chesapeake City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1108 SUNLIGHT DR, CHESAPEAKE, VA 23322-7126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Nov 4, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1108 SUNLIGHT DR, CHESAPEAKE, VA 23322-7126
Transaction Type	Mortgage
Record Updated	Apr 10, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10735/1817
Date	Mar 22, 2024
Book Page	10735/1817
Instrument	240005530

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	282 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1108 SUNLIGHT DR, CHESAPEAKE, VA 23322-7126
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010475/554
Date	Nov 4, 2021
Book Page	10475/554
Instrument	210049886

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,300 (+6.61%) Land $170,000 Building $167,300	$337,300 (+6.61%) Land $170,000 Building $167,300
2025	$3,196.00 (+42.74%)	$316,400 (+13.65%) Land $160,000 Building $156,400	$316,400 (+13.65%) Land $160,000 Building $156,400
2023		$278,400 (+9.43%) Land $140,000 Building $138,400	$278,400 (+9.43%) Land $140,000 Building $138,400
2022		$254,400 Land $130,000 Building $124,400	$254,400 Land $130,000 Building $124,400
2019	$2,239.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 195 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	195 in force
Nearby Flood Claims	32 (2003–2022)
Most Recent Claim	Jan 2022 · tidal / storm surge
Claims by Event	Hurricane Matthew, Oct 2016 · 6 claims Hurricane Sandy, Oct 2012 · 3 claims Hurricane Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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