1108 Summerchase Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 1108 Summerchase Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,643 sqft · built 1996
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Trust Names on File
Last Sale	$405,000 (Dec 2022)
Tax Bill	$6,620 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`249100-1080`

Property Details

APN / Parcel Number

Primary APN	`249100-1080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,643 sqft Living Area
Gross Area	2,193 sqft
1st Floor Area	1,643 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	192 sqft
Deck Area	117 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1108 SUMMERCHASE DR
City	SAINT JOHNS
State	FL
Zip	32259-4341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	28/1-4 SUMMERCHASE AT JULINGTON CREEK UNIT 1 LOT 108 OR5673/153 & 5982/1535 & 5982/1566
Legal Range	27E
Legal Township	04S
Legal Section	32
Legal Subdivision	SUMMERCHASE AT JULINGTON CREEK UNIT 1
Legal Block	2
Legal Lot Number	108
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2000
Census Tract	20802

Owner

1108 Summerchase Dr is owner-occupied and held in a trust since December 2022.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1108 SUMMERCHASE DR, SAINT JOHNS, FL 32259-4341
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC
Dec 1, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2022 · Amount on File
Deed Sale	Dec 1, 2022 · Amount on File
Deed Document Number	2022108965
Deed Book / Page	5673 / 153
Prior Transfer Date	Aug 1, 2015
Prior Transfer Doc	0040680128
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1108 SUMMERCHASE DR, SAINT JOHNS, FL 32259-4341
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 SUMMERCHASE DR, SAINT JOHNS, FL 32259-4341

Mortgage

Document Number	0063170152
Date	Mar 4, 2026
Book Page	6317/152
Instrument	2026018395

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 1, 2022
Property Address	1108 SUMMERCHASE DR, SAINT JOHNS, FL 32259-4341
Document Number	0056730153
Book / Page	5673 / 153
Map Reference	MB 28 PG 1-4
Instrument Date	Dec 1, 2022
Instrument	2022108965
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5848 CLIFTON AVE, JACKSONVILLE, FL 32211-6906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 SUMMERCHASE DR, SAINT JOHNS, FL 32259-4341

Mortgage

Document Number	0005673154
Date	Dec 1, 2022
Instrument	5673/154

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1108 Summerchase Dr was $6,620, up 20.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,090 (-7.1%) Land $72,000 Building $259,090	$331,090 (-7.1%) Land $72,000 Building $259,090
2025	$6,620.00 (+20.69%)	$356,378	$356,378 Land $78,000 Building $278,378
2024	$5,485.00 (+6.57%)
2023	$5,147.00 (+10.19%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$346,412 (+14.43%)	$346,412 (+14.43%) Land $70,000 Building $276,412
2022	$4,671.00	$302,728	$302,728 Land $67,200 Building $235,528

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1108 Summerchase Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1108 Summerchase Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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