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1108 Stephens Ave, Mount Pleasant, TX 75455 Property Records

Titus County property record for 1108 Stephens Ave, Mount Pleasant, TX 75455

Property Summary

Property TypeSingle Family Home
Details1,368 sqft · built 1958
Lot Size0.653 acres (28,432 sqft)
Owner2 Individual Names on Record
Last Sale$135,200 (Oct 2021)
Tax Bill$1,122 (2025)
Deeds & MortgagesOct 2021 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN01330-00010-00220

Property Details

APN / Parcel Number

Primary APN01330-00010-00220
Alternative APN
  • 13902

Interior

Stories1 Story
Building Area1,368 sqft Living Area
Gross Area1,740 sqft
1st Floor Area1,368 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Lot Area28,432 sqft (0.653 acres)
Lot Dimensions373 ft deep x 76 ft wide
Garage TypeAttached
Garage Area336 sqft
PorchPorch
Porch Area36 sqft

Location & Zoning

Account Number01330-00010-00220
Street Address1108 STEPHENS AVE
CityMOUNT PLEASANT
StateTX
Zip75455-5341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHENDERSON HEIGHTS BLK 1 LOT 22 .6527 AC
Legal SubdivisionHENDERSON HEIGHTS
Legal Block1
Legal Lot Number22
JurisdictionTITUS TX
Township / Civil DivisionMOUNT PLEASANT
Census Block Group2
Census Block2000
Census Tract950700

Owner

Source: Titus County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1108 STEPHENS AVE, MOUNT PLEASANT, TX 75455-5341
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2021Vendor's Lien, Transfer · FHA Mortgage
SOUTHWEST FUNDING LP
Oct 16, 2018Deed of Trust, Mortgage · ARM
CYPRESS BANK SSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2021 · Amount on Record
Deed SaleOct 12, 2021 · Amount on Record
Deed Document Number20214584
Prior Transfer DateOct 8, 2021
Prior Transfer Doc20214584
Record UpdatedOct 29, 2026

October 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionTITUS TX
Recording DateOct 12, 2021
Property Address1108 STEPHENS AVE, MOUNT PLEASANT, TX 75455-5341
Document Number20214584
Instrument DateOct 8, 2021
Instrument20214584
Transaction TypeTransfer
Record UpdatedOct 29, 2021
Title CompanyNORTH AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 STEPHENS AVE, MOUNT PLEASANT, TX 75455-5341

Mortgage

Document Number20214585
DateOct 12, 2021
Instrument20214585
Lender
NameSOUTHWEST FUNDING LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTITUS TX
Property Address1108 STEPHENS AVE, MOUNT PLEASANT, TX 75455-5341
Transaction TypeMortgage
Record UpdatedNov 5, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20183947
DateOct 16, 2018
Instrument20183947
Lender
NameCYPRESS BANK SSB
TypeBank
AddressPITTSBURG, TX 75686
Agreement
TypeARM
AmountAmount Recorded
Term181 Months
DueNov 1, 2033
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateNov 1, 2033
Change FrequencyAnnually
Min Rate At Change6.5%
Max Rate At Change11.5%
Index1-Year CMT
Max Rate11.5%

Tax Assessment & Valuation

Source: Titus County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateTexas
CountyTitus County
MunicipalityMount Pleasant City
Unified School DistrictMount Pleasant Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,122.00 (+48.02%) Homeowner's exemption$155,999 (+4.47%) Land $25,587 Building $130,412$155,999 (+4.47%) Land $25,587 Building $130,412
2023$149,323 Land $25,587 Building $123,736$149,323 Land $25,587 Building $123,736
2022$758.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOUNT PLEASANT
serves 16,238 people · EPA ID TX2250001
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peoples Communications
Fiber · Fixed Wireless in parts of the area		1,000 / 1,000
Optimum
Cable		940 / 35

May also be available: Nextlink, Verizon.

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