1108 Smartview Ln, Forest, VA 24551 Property Records

Bedford County property record for 1108 Smartview Ln, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,196 sqft · built 2004
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,014 (2026)
Deeds & Mortgages	Apr 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`81 10 10`

Property Details

APN / Parcel Number

Primary APN	`81 10 10`
Alternative APNs	`90506001` `484596`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,196 sqft Living Area
1st Floor Area	1,436 sqft
Basement Area	1,436 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	53,143 sqft (1.22 acres)
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Deck Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1108 SMARTVIEW LN
City	FOREST
State	VA
Zip	24551-1086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GILFIELD VILLAGE SEC 3 LT 10 PB 44/233
Legal Subdivision	GILFIELD VILLAGE SEC 3
Legal Lot Number	10
Jurisdiction	BEDFORD VA
Township / Civil Division	5
Census Block Group	3
Census Block	3004
Census Tract	30101

Owner

Source: Bedford County assessment roll, APN 81 10 10, as of July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1108 SMARTVIEW LN, FOREST, VA 24551-1086
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1108 SMARTVIEW LN, FOREST, VA 24551-1086
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005852
Date	Apr 20, 2021
Instrument	210005852

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	303 Months
Due	Jul 01, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll as of July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,014.00	$491,400 (+1%) Land $80,000 Building $411,400
2023	$2,014.00 Additional exemption filed	$245,700	$491,400 Land $80,000 Building $411,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bedford County (51019C), as of September 29, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510190301013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 59 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Cable	1,200 / 50
Starlink Satellite	280 / 30

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA5019052, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.