1108 Simpson Ave, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 1108 Simpson Ave, Lavale, MD 21502

Property Summary

Property TypeCommercial
Details2 ba · 2,570 sqft · built 1925
Lot Size0.069 acres (3,000 sqft)
OwnerCompany Name on Record
Last Sale$130,000 (May 2022)
Tax Bill$1,567 (2025)
Deeds & MortgagesMay 2022 Sale
Flood ZoneZone X (minimal risk)
APN29-030022

Property Details

APN / Parcel Number

Primary APN29-030022
Alternative APN
  • 030022

Interior

Full Baths2 Baths
Units4 Units
Stories2 Stories
Building Area2,570 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialStone
Roof MaterialMetal
Lot Area3,000 sqft (0.069 acres)
Lot Dimensions50 ft deep x 60 ft wide

Exterior Amenities

PorchSlab
Porch Area35 sqft
Deck Area90 sqft
Patio Area90 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number030022
Street Address1108 SIMPSON AVE
CityCUMBERLAND
StateMD
Zip21502-7576
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeA
Legal Description1108 SIMPSON AVE LOTS 14-16-18 60X50 CAMP GROUND
Legal SubdivisionALLEGANY GROVE CAMP GROUND
Legal Lot Number14-16
JurisdictionALLEGANY MD
Township / Civil Division29, LA VALE
Census Block Group1
Census Block1025
Census Tract1402

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address725 PARK ST, 175, CUMBERLAND, MD 21502-3172
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2022 · Amount on Record
Deed SaleMay 31, 2022 · Amount on Record
Deed Book / Page2786 / 76
Record UpdatedOct 29, 2026

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionALLEGANY MD
Recording DateMay 31, 2022
Property Address1108 SIMPSON AVE, LAVALE, MD 21502-7576
Document Number002786-0076
Book / Page2786 / 76
Map ReferenceLB 122 OF 727
Instrument DateApr 29, 2022
Transaction TypeTransfer
Record UpdatedJun 15, 2022
Title CompanyMADISON SETTLEMENT SERVICES-CHAMBE, MADISON STLMT SVCS BALTIMORE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 SIMPSON AVE, CUMBERLAND, MD 21502-7576

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$130,200 (+10.65%)$133,200 (+7.25%) Land $18,000 Building $115,200
2025$1,567.00 (+22.52%)
2023$1,279.00$117,667$124,200 Land $18,000 Building $106,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims40 (1979–2025)
Claims Outside the SFHA10 of 40
Most Recent ClaimMay 2025 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 4 claims
  • Severe Storms And Flooding, Jan 1996 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAVALE SANITARY COMMISSION
serves 5,500 people · EPA ID MD0010016
Water SourcePurchased surface water from CITY OF CUMBERLAND
Last State InspectionSep 2025
Lead1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
SkyPacket
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Simpson Ave

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