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1108 SE 11th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1108 SE 11th St, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,483 sqft · built 2020
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Last Sale$279,000 (Dec 2020)
Tax Bill$3,876 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Feb 2019 Sale
Flood ZoneZone X (moderate risk)
APN3-22-37-35-0020-00000-0130

Property Details

APN / Parcel Number

Primary APN3-22-37-35-0020-00000-0130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,483 sqft Heated Area
Gross Area2,112 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area21,780 sqft (0.5 acres)
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1108 SE 11TH ST
CityOKEECHOBEE
StateFL
Zip34974-5350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAIRI ACRES (PLAT BOOK 7 PAGE 53) LOT 13
Legal Range35E
Legal Township37S
Legal Section22
Legal SubdivisionAIRI ACRES
Legal Lot Number13
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group1
Census Block1031
Census Tract910500

Owner

1108 SE 11th St is owned and occupied by an individual who bought it in December 2020.

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1108 SE 11TH ST, OKEECHOBEE, FL 34974-5350
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2020Warranty Deed, Transfer · VA Mortgage
HOME POINT FINANCIAL CORPORATION
Feb 7, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2020 · Amount on File
Deed SaleDec 17, 2020 · Amount on File
Prior SaleMar 8, 2016
Deed Document Number0000012467
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateDec 17, 2020
Property Address1108 SE 11TH ST, OKEECHOBEE, FL 34974-5350
Document Number0000012467
Map ReferenceMB 7 PG 53
Instrument DateDec 1, 2020
Instrument2020012467
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyOKEE TANTIE TITLE CO INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,953.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address701 NE 3RD ST, 701, OKEECHOBEE, FL 34972-4576

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 SE 11TH ST, OKEECHOBEE, FL 34974-5350

Mortgage

Document Number0000012468
DateDec 17, 2020
Instrument2020012468
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKEECHOBEE FL
Recording DateFeb 7, 2019
Property Address1108 SE 11TH ST, OKEECHOBEE, FL 34974-5350
Document Number0008191286
Book / Page000819 / 001286
Instrument DateFeb 6, 2019
Instrument1262
Transaction TypeTransfer
Record UpdatedFeb 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address701 NE 3RD ST OKEECHOBEE FL 349724576, OKEECHOBEE, FL 34972-4576

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
MunicipalityOkeechobee City
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,876.00 (-8.11%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$245,713 (+6.92%)$313,365 (+1.03%) Land $60,000 Building $253,365
2023$4,218.00 (+2.16%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$229,818 (+3%)$310,166 (+27.43%) Land $45,000 Building $265,166
2022$4,129.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$223,124$243,402 Land $27,000 Building $216,402

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1108 SE 11th St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims8 (1992–2012)
Most Recent ClaimAug 2012 · rainfall accumulation
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1108 SE 11th St is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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