1108 Sandy Ridge Cir, Schertz, TX 78154 Property Records

Guadalupe County property record for 1108 Sandy Ridge Cir, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,526 sqft · built 1996
Lot Size	0.153 acres (6,660 sqft)
Owner	Individual Name on Record
Last Sale	$216,600 (Jun 2020)
Tax Bill	$3,405 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G0812401101400000`

Property Details

APN / Parcel Number

Primary APN	`1G0812401101400000`
Alternative APNs	`000000021040` `000000245303` `000000310199` `21040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,526 sqft Living Area
Gross Area	3,090 sqft
1st Floor Area	1,108 sqft
2nd Floor Area	1,418 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Roof Type	Hip
Lot Area	6,660 sqft (0.153 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Glass Porch
Porch Area	308 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1108 SANDY RIDGE CIR
City	SCHERTZ
State	TX
Zip	78154-2849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 14 BLK: 11 ADDN: DOVE MEADOWS #4
Legal Subdivision	DOVE MEADOWS #4
Legal Block	11
Legal Lot Number	14
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1002
Census Tract	210715

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1108 SANDY RIDGE CIR, SCHERTZ, TX 78154-2849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Vendor's Lien, Transfer · FHA Mortgage AMCAP MORTGAGE LTD
Mar 9, 2017	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2020 · Amount on Record
Deed Sale	Jun 25, 2020 · Amount on Record
Prior Sale	Jun 25, 2020 · Amount on Record
Deed Document Number	202099015997
Prior Transfer Date	Jun 24, 2020
Prior Transfer Doc	0099015997
Record Updated	Sep 20, 2026

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Jun 25, 2020
Property Address	1108 SANDY RIDGE CIR, SCHERTZ, TX 78154-2849
Document Number	0000015997
Map Reference	VOL 5 PG 321A
Instrument Date	Jun 23, 2020
Instrument	202000015997
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	PRESERVE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 SANDY RIDGE CIR, SCHERTZ, TX 78154-2849

Mortgage

Document Number	0000015998
Date	Jun 25, 2020
Instrument	202000015998

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Mar 9, 2017
Property Address	1108 SANDY RIDGE CIR, SCHERTZ, TX 78154-2849
Document Number	0000005451
Instrument Date	Mar 1, 2017
Instrument	5451
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 SANDY RIDGE CIR SCHERTZ TX 781542849, SCHERTZ, TX 78154-2849

Mortgage

Document Number	5452
Date	Mar 9, 2017
Instrument	5452

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2047

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,416 (-5.55%) Land $44,170 Building $259,246	$303,416 (-5.55%) Land $44,170 Building $259,246
2025	$3,405.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$321,251 (-9.43%) Land $38,369 Building $282,882	$321,251 (-9.43%) Land $38,369 Building $282,882
2023		$354,708 Land $50,263 Building $304,445	$354,708 Land $50,263 Building $304,445

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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