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1108 San Bernardino Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 1108 San Bernardino Ave, Spring Valley, CA 91977

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,962 sqft · built 1989
Lot Size0.149 acres (6,482 sqft)
OwnerCompany Name on Record
Last Sale$270,000 (Aug 2009)
Tax Bill$4,998 (2025)
Deeds & MortgagesSep 2020 Mortgage
Jan 2019 Transfer
Flood ZoneZone X (minimal risk)
APN579-407-15-00

Property Details

APN / Parcel Number

Primary APN579-407-15-00
Alternative APN
  • 5790841200

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,962 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area6,482 sqft (0.149 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number5790841200
Street Address1108 SAN BERNARDINO AVE
CitySPRING VALLEY
StateCA
Zip91977-4628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBLK 11 LOT 17 ALLEY CLSD ADJ& TR 001317
Legal SubdivisionEAST SAN DIEGO MASONIC LODGE
Legal Tract001317
Legal Block11
Legal Lot Number17
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1010
Census Tract13905

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1108 SAN BERNARDINO AVE, SPRING VALLEY, CA 91977-4628
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jan 15, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2009 · Amount on Record
Deed SaleAug 25, 2009 · Amount on Record
Prior SaleDec 2, 2008 · Amount on Record
Deed Document Number2009474722
Prior Transfer DateJul 1, 2009
Prior Transfer Doc0000474721
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1108 SAN BERNARDINO AVE, SPRING VALLEY, CA 91977-4628
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 SAN BERNARDINO AVE, SPRING VALLEY, CA 91977-4628

Mortgage

Document Number0000510049
DateSep 3, 2020
Instrument2020-0510049
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueAug 1, 2050

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJan 15, 2019
Property Address1108 SAN BERNARDINO AVE, SPRING VALLEY, CA 91977-4628
Document Number0000016193
Instrument DateDec 3, 2018
Instrument16193
Transaction TypeTransfer
Record UpdatedJan 24, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1108 SAN BERNARDINO AVE SPRING VALLEY CA 919774628, SPRING VALLEY, CA 91977-4628

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$374,415 (+2%) Land $144,819 Building $229,596
2025$4,998.00 (+7.65%) Homeowner's exemption$367,075 (+4.04%) Land $141,980 Building $225,095
2023$4,643.00 (+1.71%) Homeowner's exemption$352,823 Land $136,468 Building $216,355
2022$4,565.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1998–2024)
Claims Outside the SFHA4 of 4
Most Recent ClaimJan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemViejas Community System
tribal government · serves 9,600 people · EPA ID 090600158
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: T-Mobile.

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