Lafayette County property record for 1108 S Maple St, Concordia, MO 64020
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,776 sqft · built 1977 |
| Lot Size | 0.316 acres (13,752 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $188,700 (Jul 2019) |
| Tax Bill | $2,486 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Oct 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-2.0-04-3-001-051.000 |
| Primary APN | 19-2.0-04-3-001-051.000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,776 sqft Living Area |
| Basement Area | 1,776 sqft |
| Finished Basement | 1,776 sqft |
| Unfinished Basement | 800 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,752 sqft (0.316 acres) |
| Lot Dimensions | 125 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1108 S MAPLE ST |
|---|---|
| City | CONCORDIA |
| State | MO |
| Zip | 64020-9345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT BLK 2 LUEDEMANNS 4TH ADDN; 584-118, 633-237, 741-1016, 2012DR1230, 2012DR2081, 2019DR2767 |
| Legal Range | 24 |
| Legal Township | 48 |
| Legal Section | 04 |
| Legal Subdivision | LUEDEMANNS 4TH ADD |
| Legal Block | 2 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | FREEDOM |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 90500 |
1108 S Maple St is owned and occupied by two individuals who bought it in July 2019.
Source: Lafayette County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1108 S MAPLE ST, CONCORDIA, MO 64020-9345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BETTER MORTGAGE CORP |
| Oct 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY MORTGAGE CORP |
| Jul 24, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage WOOD & HUSTON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2019 · Amount on File |
| Deed Sale | Jul 24, 2019 · Amount on File |
| Deed Document Number | 2019DR2767 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 1108 S MAPLE ST, CONCORDIA, MO 64020-9345 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025DR4123 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 2025DR4123 |
| Name | BETTER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 1108 S MAPLE ST, CONCORDIA, MO 64020-9345 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2021DR5739 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021DR5739 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Jul 24, 2019 |
| Property Address | 1108 S MAPLE ST, CONCORDIA, MO 64020-9345 |
| Document Number | 2019DR2767 |
| Instrument Date | Jul 24, 2019 |
| Instrument | 2019DR2767 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Title Company | TRUMAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1108 S MAPLE ST, CONCORDIA, MO 64020-9345 |
| Document Number | 2019DR2768 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | 2019DR2768 |
| Name | WOOD & HUSTON BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 1108 S Maple St was $2,486.
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Concordia City |
| Unified School District | Concordia R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,486.00 | $34,344 | $180,760 Land $15,790 Building $164,970 |
| 2023 | $30,138 | $158,622 Land $12,632 Building $145,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1108 S Maple St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1108 S Maple St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORDIA PWS serves 2,500 people · EPA ID MO1010184 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Green Hills Technologies Cable | 250 / 20 |
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