Minnehaha County property record for 1108 S Clover Ave, Sioux Falls, SD 57110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 926 sqft · built 1980 |
| Lot Size | 0.149 acres (6,495 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,742 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-24-182-007-000 |
| Primary APN | 01-22-24-182-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 926 sqft Finished Area |
| 1st Floor Area | 926 sqft |
| Basement Area | 912 sqft |
| Finished Basement | 912 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,495 sqft (0.149 acres) |
| Lot Dimensions | 120 ft deep x 54 ft wide |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 268 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 48737 |
|---|---|
| Street Address | 1108 S CLOVER AVE |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57110-3145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 BLOCK 9 SYCAMORE EAST ADDN TO CITY OF SIOUX FALLS |
| Legal Subdivision | EAST ADDN |
| Legal Block | 9 |
| Legal Lot Number | 12 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 407 |
Source: Minnehaha County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1108 S CLOVER AVE, SIOUX FALLS, SD 57110-3145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST DAKOTA NATIONAL BANK |
| Dec 12, 2018 | Deed of Trust, Mortgage · Line of Credit SIOUX FALLS FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | May 2, 2022 |
| Property Address | 1108 S CLOVER AVE, SIOUX FALLS, SD 57110-3145 |
| Document Number | 613DEED/135 |
| Book / Page | 613 DEED / 135 |
| Instrument Date | Apr 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 824 S LOWELL AVE, 824, SIOUX FALLS, SD 57103-2346 |
| Name | Verified Name |
|---|---|
| Address | 1108 S CLOVER AVE, SIOUX FALLS, SD 57110-3145 |
| Investor | Possibly a Property Investor |
| Document Number | 1951MTG578 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 1951 MTG/578 |
| Name | FIRST DAKOTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 1108 S CLOVER AVE, SIOUX FALLS, SD 57110-3145 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1852MTG/0088 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 1852 MTG/0088 |
| Name | SIOUX FALLS FCU |
|---|---|
| Type | Credit Union |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 15, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $275,832 (-1.1%) Land $25,714 Building $250,118 | $275,832 Land $25,714 Building $250,118 | |
| 2025 | $3,742.00 | $278,900 (+7.02%) Land $26,000 Building $252,900 | |
| 2024 | $3,742.00 (+33.45%) | $260,600 (+39.36%) Land $26,000 Building $234,600 | |
| 2022 | $2,804.00 | $187,000 Land $26,000 Building $161,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIOUX FALLS serves 216,462 people · EPA ID SD4600294 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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