Cowlitz County property record for 1108 S 3rd Ave, Kelso, WA 98626
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,834 sqft · built 1926 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $191,800 (Jul 2016) |
| Tax Bill | $3,978 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | R037851 |
| Primary APN | R037851 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,834 sqft Living Area |
| Gross Area | 2,478 sqft |
| 1st Floor Area | 1,414 sqft |
| Basement Area | 1,064 sqft |
| Finished Basement | 420 sqft |
| Unfinished Basement | 644 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Wood Shingle |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 95 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3037851 |
|---|---|
| Street Address | 1108 S 3RD AVE |
| City | KELSO |
| State | WA |
| Zip | 98626-2124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R01 |
| Legal Description | 592 (WALLACE) -9 -5,6 34 -8N -2W |
| Legal Range | 02W |
| Legal Township | 08N |
| Legal Section | 34 |
| Legal Subdivision | WALLACE |
| Legal Block | 9 |
| Legal Lot Number | 5,6 |
| Jurisdiction | COWLITZ WA |
| Township / Civil Division | LONGVIEW-KELSO |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 1100 |
Source: Cowlitz County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1108 S 3RD AVE, KELSO, WA 98626-2124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 3, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2016 · Amount on Record |
| Deed Sale | Jul 22, 2016 · Amount on Record |
| Prior Sale | Oct 15, 2008 · Amount on Record |
| Deed Document Number | 20163548643 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWLITZ WA |
| Property Address | 1108 S 3RD AVE, KELSO, WA 98626-2124 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0003688255 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 3688255 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 303 Months |
| Due | Oct 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWLITZ WA |
| Property Address | 1108 S 3RD AVE, KELSO, WA 98626-2124 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0003680690 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 3680690 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | Sep 1, 2046 |
Source: Cowlitz County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Cowlitz County |
| Municipality | Kelso City |
| Unified School District | Kelso School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,978.00 (+3.11%) | $343,110 (+8.58%) Land $35,890 Building $307,220 | $343,110 (+8.58%) Land $35,890 Building $307,220 |
| 2023 | $3,858.00 | ||
| 2022 | $316,010 Land $31,350 Building $284,660 | $316,010 Land $31,350 Building $284,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1980–1995) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 1995 · Severe Storms, High Wind, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.1% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KELSO serves 15,775 people · EPA ID WA5338000 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Astound Broadband Fixed Wireless · Fiber, Cable in parts of the area | 1,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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