Horry County property record for 1108 Pine Needle Ln, Myrtle Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,362 sqft · built 1977 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $184,000 (May 2017) |
| Tax Bill | $805 (2021) |
| Deeds & Mortgages | Dec 2025 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 462-04-03-0061 |
| Primary APN | 462-04-03-0061 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,362 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Porch | Enclosed Porch |
|---|---|
| Deck Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 91 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Old Parcel Number | 1911501002 |
|---|---|
| Street Address | 1108 PINE NEEDLE LN |
| City | MYRTLE BEACH |
| State | SC |
| Zip | 29575-4724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | WATERWAY EST; LT 119 |
| Legal Subdivision | WATERWAY EST |
| Legal Lot Number | 119 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 51405 |
Source: Horry County records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1108 PINE NEEDLE LN, SURFSIDE BEACH, SC 29575-4724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Jul 2, 2021 | Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK |
| May 25, 2017 | Warranty Deed, Transfer · VA Mortgage USAA FED'L SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2017 · Amount on Record |
| Deed Sale | May 25, 2017 · Amount on Record |
| Prior Sale | Apr 29, 2011 · Amount on Record |
| Deed Document Number | 0040131913 |
| Deed Book / Page | 4013 / 1913 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 1108 PINE NEEDLE LN, MYRTLE BEACH, SC 29575-4724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | UNKNOWN, SE |
| Name | Verified Name |
|---|---|
| Address | 1108 PINE NEEDLE LN, MYRTLE BEACH, SC 29575-4724 |
| Document Number | 69830000001489 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | 0000006983/0000001489 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 228 Months |
| Due | Jan 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 1108 PINE NEEDLE LN, MYRTLE BEACH, SC 29575-4724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1108 PINE NEEDLE LN, MYRTLE BEACH, SC 29575-4724 |
| Investor | Possibly a Property Investor |
| Document Number | 64140000000431 |
|---|---|
| Date | Jul 2, 2021 |
| Book Page | 0000006414/0000000431 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | May 25, 2017 |
| Property Address | 1108 PINE NEEDLE LN, SURFSIDE BEACH, SC 29575-4724 |
| Document Number | 4013/1913 |
| Book / Page | 004013 / 001913 |
| Instrument Date | May 19, 2017 |
| Instrument | 59880 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $681.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1108 PINE NEEDLE LN SURFSIDE BEACH SC 295754724, SURFSIDE BEACH, SC 29575-4724 |
| Document Number | 5884/2998 |
|---|---|
| Date | May 25, 2017 |
| Book Page | 005884/002998 |
| Name | USAA FED'L SVGS BK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2047 |
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $321,509 (+69.97%) Land $154,242 Building $167,267 | ||
| 2023 | $7,566 (-) Land $1,850 Building $5,716 | $189,160 (-) Land $46,260 Building $142,900 | |
| 2021 | $805.00 | $7,566 Land $1,850 Building $5,716 | $189,160 Land $46,260 Building $142,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 165 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 165 in force |
| Nearby Flood Claims | 42 (1989–2019) |
| Claims Outside the SFHA | 41 of 42 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.1% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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