1108 Pebble Spring Dr, Berwyn, PA 19312 Property Records

Chester County property record for 1108 Pebble Spring Dr, Berwyn, PA 19312

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 7,511 sqft · built 1998
Lot Size1.66 acres (72,731 sqft)
OwnerIndividual Name on File
Last Sale$1,120,000 (Sep 2019)
Tax Bill$2,210 (2026)
Deeds & MortgagesJun 2026 Line of Credit
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN55-4-566

Property Details

APN / Parcel Number

Primary APN55-4-566
Alternative APNs
  • 5504 05660000
  • 5504 0566

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area7,511 sqft Living Area
Gross Area8,225 sqft
Basement Area1,600 sqft
Finished Basement1,600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleTraditional
Exterior MaterialStucco
Lot Area72,731 sqft
View / LotNeighborhood
Garage TypeAttached
Garage Area714 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1108 PEBBLE SPRING DR
CityBERWYN
StatePA
Zip19312-2147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAA
Legal DescriptionLOT 18 & DWG
Legal SubdivisionBEAUMONT
Legal Lot Number18
JurisdictionCHESTER PA
Township / Civil DivisionEASTTOWN
Census Block Group4
Census Block4012
Census Tract300202

Owner

1108 Pebble Spring Dr is owned and occupied by an individual who bought it in September 2019.

Source: Chester County records, as of June 29, 2026

Owner of RecordIndividual Name on File
Mailing Address1108 PEBBLE SPRING DR, BERWYN, PA 19312-2147
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK INC
Jan 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Sep 9, 2019Deed, Transfer · ARM
ADVANCIAL FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2019 · Amount on File
Deed SaleSep 9, 2019 · Amount on File
Prior SaleAug 12, 1998 · Amount on File
Deed Document Number201911686844
Deed Book / Page9996 / 453
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER PA
Recording DateJun 15, 2026
Property Address1108 PEBBLE SPRING DR, BERWYN, PA 19312-2147
Document Number0012127272
Book / Page11597 / 1410
Instrument DateMay 28, 2026
Instrument202612127272
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 PEBBLE SPRING DR, BERWYN, PA 19312-2147

Mortgage

Document Number0012127272,
DateJun 15, 2026
Book Page11597/1410
Instrument202612127272
Lender
NameCITIZENS BANK INC
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJun 2, 2051
Interest
Rate6.3%
Max Rate-1%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER PA
Property Address1108 PEBBLE SPRING DR, BERWYN, PA 19312-2147
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0103990938
DateJan 5, 2021
Book Page10399/938
Instrument11794647
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJan 1, 2041

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionCHESTER PA
Recording DateSep 9, 2019
Property Address1108 PEBBLE SPRING DR, BERWYN, PA 19312-2147
Document Number0099960453
Book / Page9996 / 0453
Map ReferencePLAN 13913
Instrument DateAug 30, 2019
Instrument11686844
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyTRIDENT LAND TRANSFER CO LP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$22,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 PEBBLE SPRING DR, BERWYN, PA 19312-2147

Mortgage

Document Number0011686845
DateSep 9, 2019
Instrument11686845
Lender
NameADVANCIAL FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueSep 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateSep 1, 2024
Change FrequencyAnnually
Min Rate At Change4.5%
Max Rate At Change6.5%
Index1-Year LIBOR
Margin3
Max Rate10.5%

Tax Assessment & Valuation

The 2026 property tax bill for 1108 Pebble Spring Dr was $2,210.

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyChester County
County SubdivisionEasttown Township
Unified School DistrictTredyffrin-Easttown School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,210.00$557,090 Land $206,450 Building $350,640$557,090 Land $206,450 Building $350,640
2024$20,779.00$557,090 Land $206,450 Building $350,640
1998$557,090 Land $206,450 Building $350,640

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1108 Pebble Spring Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1108 Pebble Spring Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA PA MAIN SYSTEM
private · serves 822,600 people · EPA ID PA1460073
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2024
E. coli
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pebble Spring Dr

Nearby Streets

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