1108 Pacific Blvd, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1108 Pacific Blvd, Oceano, CA 93445

Property Summary

Property Type	Apartments (5+ Units)
Details	13 bd · 9 ba · 6,084 sqft · built 1978
Lot Size	0.276 acres (12,000 sqft)
Owner	Company Name on Record
Last Sale	$167,500 (Aug 1996)
Tax Bill	$9,644 (2025)
Deeds & Mortgages	May 2019 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061-112-006`

Property Details

APN / Parcel Number

Primary APN	`061-112-006`

Interior

Bedrooms	13 Beds
Full Baths	9 Baths
Total Rooms	34 Rooms
Building Area	6,084 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	12,000 sqft (0.276 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	1108 PACIFIC BLVD
City	OCEANO
State	CA
Zip	93445-9651
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RMF
Legal Description	VST DEL ENCANTO 1 BL 2 LTS 1 & 2 & 3
Legal Subdivision	VISTA DEL ENCANTO
Legal Block	2
Legal Lot Number	1,2,3
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2011
Census Tract	12201

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1195 W SHAW AVE, C, FRESNO, CA 93711-3724
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 20, 2019	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BUSINESS BANK
May 10, 2019	Deed of Trust, Mortgage CITIZENS BUSN BK
Feb 7, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 1996 · Amount on Record
Deed Sale	Aug 1, 1996 · Amount on Record
Prior Sale	Nov 23, 1993
Deed Document Number	199638400
Prior Transfer Date	Jul 10, 1996
Prior Transfer Doc	0000038401
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1108 PACIFIC BLVD, OCEANO, CA 93445-9651
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018544
Date	May 20, 2019
Instrument	2019018544

Lender

Name	CITIZENS BUSINESS BANK
Type	Bank
Address	FRESNO, CA 93720

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1108 PACIFIC BLVD, OCEANO, CA 93445-9651
Document Number	0000018546
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8305 N VICTOR AVE FRESNO CA 937116913, FRESNO, CA 93711-6913

Mortgage

Document Number	0000018546
Date	May 20, 2019
Instrument	18546

Lender

Name	CITIZENS BUSN BK
Type	Bank
Address	FRESNO, CA 93720

Agreement

Amount	Amount Recorded

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 7, 2018
Property Address	1108 PACIFIC BLVD, OCEANO, CA 93445-9651
Document Number	0000004967
Instrument Date	Jan 26, 2018
Instrument	4967
Transaction Type	Transfer
Record Updated	Feb 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1195 W SHAW AVE #C FRESNO CA 937113704, C, FRESNO, CA 93711-3704

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$701,005 (+2%) Land $274,086 Building $426,919
2025	$9,644.00 (+5.17%)	$687,261 (+4.04%) Land $268,712 Building $418,549
2023	$9,170.00 (+1.18%)	$660,577 Land $258,279 Building $402,298
2022	$9,063.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 individual policies
Nearby Flood Policies	89 units insured incl. 56 condo units
Nearby Flood Claims	2 (2010)
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Peak WiFi, Verizon.

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