Clermont County property record for 1108 Orchard Ln, Amelia, OH 45102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,104 sqft · built 1962 |
| Lot Size | 0.465 acres (20,255 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $266,000 (Sep 2025) |
| Tax Bill | $3,920 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jun 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-44-12.-009 |
| Primary APN | 28-44-12.-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 20,255 sqft (0.465 acres) |
| View / Lot | Cul-de-sac |
| Garage Type | Detached |
| Garage Area | 1,583 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 48 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1108 ORCHARD LN |
|---|---|
| City | AMELIA |
| State | OH |
| Zip | 45102-1226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALTER; LOT 9 |
| Legal Subdivision | WALTER |
| Legal Lot Number | 9 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | PIERCE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 41504 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1108 ORCHARD LN, AMELIA, OH 45102-1226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 19, 2025 | Warranty Deed, Transfer · VA Mortgage EMM LOANS LLC |
| Jun 21, 2023 | Warranty Deed, Transfer |
| May 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2025 · Amount on Record |
| Deed Sale | Sep 19, 2025 · Amount on Record |
| Prior Sale | Apr 1, 1986 · Amount on Record |
| Deed Document Number | 202519448 |
| Deed Book / Page | 3003 / 2081 |
| Prior Transfer Date | Jun 20, 2023 |
| Prior Transfer Doc | 0000011015 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Sep 19, 2025 |
| Property Address | 1108 ORCHARD LN, AMELIA, OH 45102-1226 |
| Document Number | 0000019448 |
| Book / Page | 3003 / 2081 |
| Map Reference | MB E PG 6 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 202500019448 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1108 ORCHARD LN, AMELIA, OH 45102-1226 |
| Document Number | 0000019449 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 202500019449 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jun 21, 2023 |
| Property Address | 1108 ORCHARD LN, AMELIA, OH 45102-1226 |
| Document Number | 0000011016 |
| Book / Page | 2946 / 4857 |
| Map Reference | MB E PG 6 |
| Instrument Date | Jun 13, 2023 |
| Instrument | 202300011016 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1108 ORCHARD LN, AMELIA, OH 45102-1226 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 1108 ORCHARD LN, AMELIA, OH 45102-1226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011049 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 2770/2219 |
| Instrument | 201800011049 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Pierce Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,920.00 (+5.29%) | $72,840 (-) Land $12,500 Building $60,340 | |
| 2024 | $3,723.00 (-47.09%) Homeowner's exemption | $72,840 (-) Land $12,500 Building $60,340 | $208,100 (-) Land $35,700 Building $172,400 |
| 2023 | $7,037.00 (+190.19%) Homeowner's exemption | $72,840 (+45.94%) Land $12,500 Building $60,340 | $208,100 (+45.93%) Land $35,700 Building $172,400 |
| 2022 | $2,425.00 Homeowner's exemption | $49,910 Land $8,400 Building $41,510 | |
| 2020 | $142,600 Land $24,000 Building $118,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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