1108 Old Mountain Rd N, Joppa, MD 21085 Property Records

Harford County property record for 1108 Old Mountain Rd N, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,266 sqft · built 1945
Lot Size	0.71 acres (30,927 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Mar 2019)
Tax Bill	$3,442 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-030385`

Property Details

APN / Parcel Number

Primary APN	`03-030385`
Alternative APNs	`3030385` `030385`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,266 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	30,927 sqft (0.71 acres)
Garage Type	Detached
Garage Area	1,250 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	60 sqft
Deck Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	030385
Street Address	1108 OLD MOUNTAIN RD N
City	JOPPA
State	MD
Zip	21085-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 0.71 AC 1108 OLD MOUNTAIN ROAD N S OF BAGLEYS CORNER
Legal Subdivision	HIDDEN RDG BOX HILL SOUTH PLAT
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	3
Census Block	3008
Census Tract	303400

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1108 OLD MOUNTAIN RD N, JOPPA, MD 21085-1612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed of Trust, Mortgage · Line of Credit POINT BREEZE CU
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Mar 7, 2019	Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Sep 27, 2018	Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP
Jul 23, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2019 · Amount on Record
Deed Sale	Mar 7, 2019 · Amount on Record
Prior Sale	Sep 27, 2018 · Amount on Record
Deed Book / Page	13177 / 354
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1108 OLD MOUNTAIN RD N, JOPPA, MD 21085-1612
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0158040170
Date	Jan 25, 2023
Book Page	15804/170

Lender

Name	POINT BREEZE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1108 OLD MOUNTAIN RD N, JOPPA, MD 21085-1612
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	LIBERTY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0134980032
Date	Oct 17, 2019
Book Page	13498/0032

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 7, 2019
Property Address	1108 OLD MOUNTAIN RD N, JOPPA, MD 21085-1612
Document Number	0131770354
Book / Page	13177 / 0354
Instrument Date	Jan 18, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LAWYERS TRUST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 OLD MOUNTAIN RD N, JOPPA, MD 21085-1612

Mortgage

Document Number	0013177360
Date	Mar 7, 2019
Instrument	13177/360

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2049

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 27, 2018
Property Address	1108 OLD MOUNTAIN RD N, JOPPA, MD 21085-1612
Document Number	0130000312
Book / Page	13000 / 0312
Instrument Date	Sep 17, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	FRONT DOOR TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 N UNION AVE, HAVRE DE GRACE, MD 21078-2906

Mortgage

Document Number	0013000316
Date	Sep 27, 2018
Instrument	13000/316

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Jul 23, 2018
Property Address	1108 OLD MOUNTAIN RD N, JOPPA, MD 21085-1612
Document Number	0129110249
Book / Page	012911 / 000249
Instrument Date	Jul 19, 2018
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.62
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2206 OLD EMMORTON RD #100-39 BEL AIR MD 210156172, 100-39, BEL AIR, MD 21015-6172

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,442.00 (+11.46%)	$310,333 (+23.38%)	$322,600 (+6.05%) Land $98,900 Building $223,700
2025	$3,088.00 (+22.83%)
2023		$251,533 (+11.69%)	$304,200 (+35.08%) Land $98,900 Building $205,300
2022	$2,514.00 (+0.92%)	$225,200 Land $98,900 Building $126,300	$225,200 Land $98,900 Building $126,300
2021	$2,491.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1978–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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