1108 Oak Pond Dr, Celebration (Kissimmee), FL 34747 Property Records

Osceola County property record for 1108 Oak Pond Dr, Celebration, FL 34747

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,644 sqft · built 2002
Lot Size	0.082 acres (3,571 sqft)
Owner	Individual Name on Record
Last Sale	$665,000 (Jun 2026)
Tax Bill	$8,166 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-25-28-2838-0001-0980`

Property Details

APN / Parcel Number

Primary APN	`07-25-28-2838-0001-0980`
Alternative APNs	`252807283800010980` `10251`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,644 sqft Living Area
Gross Area	2,088 sqft
1st Floor Area	852 sqft
Upper Floors Area	792 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	L-Shape
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,571 sqft (0.082 acres)
Lot Dimensions	80 ft deep x 39 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	24 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1108 OAK POND DR
City	KISSIMMEE
State	FL
Zip	34747-4236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	CELEBRATION EAST VILLAGE UNIT 3 PB 13 PG 162-183 LOT 98 18-25-28
Legal Range	28E
Legal Township	25S
Legal Section	07
Legal Subdivision	CELEBRATION EAST VLG UNIT 3
Legal Tract	2838
Legal Block	980
Legal Lot Number	98
Legal Unit	3P
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	2
Census Block	2050
Census Tract	40808

Owner

Source: Osceola County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1108 OAK POND DR, KISSIMMEE, FL 34747-4236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC
Jun 19, 2026	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC
Dec 1, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 20, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 11, 2020	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2026 · Amount on Record
Deed Sale	Jun 19, 2026 · Amount on Record
Prior Sale	Dec 1, 2023 · Amount on Record
Deed Document Number	202681267
Deed Book / Page	6991 / 879
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 19, 2026
Property Address	1108 OAK POND DR, KISSIMMEE, FL 34747-4236
Document Number	0000081267
Book / Page	6991 / 879
Instrument Date	Jun 18, 2026
Instrument	202681267
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 OAK POND DR, KISSIMMEE, FL 34747-4236

Mortgage

Document Number	0000081268,
Date	Jun 19, 2026
Instrument	202681268

Lender

Name	CORNERSTONE MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 19, 2026
Property Address	1108 OAK POND DR, CELEBRATION, FL 34747-4236
Document Number	0069910879
Book / Page	6991 / 879
Instrument Date	Jun 18, 2026
Instrument	202681267
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 OAK POND DR, CELEBRATION, FL 34747-4236

Mortgage

Document Number	0000081268,
Date	Jun 19, 2026
Instrument	202681268

Lender

Name	CORNERSTONE MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 1, 2023
Property Address	1108 OAK POND DR, CELEBRATION, FL 34747-4236
Document Number	0065130105
Book / Page	6513 / 105
Map Reference	MB 13 PG 162
Instrument Date	Nov 28, 2023
Instrument	2023157208
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5819 BEVERLY PIKE, GRAFTON, WV 26354-8575

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	777 N MICHIGAN AVE APT 3803, 3803, CHICAGO, IL 60611-6646

Mortgage

Document Number	0006513107
Date	Dec 1, 2023
Instrument	6513/107

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 20, 2022
Property Address	1108 OAK POND DR, CELEBRATION, FL 34747-4236
Document Number	0062881818
Book / Page	6288 / 1818
Map Reference	MB 13 PG 162
Instrument Date	Sep 15, 2022
Instrument	2022142227
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	EQUITABLE TITLE/CELEBRATION, EQUITABLE TTL OF CELEBRATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,403.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4624 FAIRY TALE CIR, KISSIMMEE, FL 34746-2016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 OAK POND DR, CELEBRATION, FL 34747-4236

Mortgage

Document Number	0062881820
Date	Sep 20, 2022
Instrument	6288/1820

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 11, 2020
Property Address	1108 OAK POND DR, CELEBRATION, FL 34747-4236
Document Number	0057920517
Book / Page	5792 / 517
Map Reference	MB 13 PG 162
Instrument Date	Sep 8, 2020
Instrument	2020121731
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,933.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	508 JOHNS LANDING WAY, 508, OAKLAND, FL 34787-8984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 OAK POND DR, REUNION, FL 34747-4236

Mortgage

Document Number	0005792519
Date	Sep 11, 2020
Instrument	5792/519

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,166.00 (+17.7%)	$528,400 (+7.6%) Land $100,000 Building $428,400	$528,400 (+7.6%) Land $100,000 Building $428,400
2023	$6,938.00 (+45.94%) Homeowner's exemption	$491,100 (+44.88%) Land $70,000 Building $421,100	$491,100 (+18.97%) Land $70,000 Building $421,100
2022	$4,754.00 Homeowner's exemption	$338,973	$412,800 Land $55,000 Building $357,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	1,200 / 35
Alteva of Warwick Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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