1108 NW 2nd St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 1108 NW 2nd St, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,252 sqft
Lot Size0.257 acres (11,238 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Apr 2024)
Tax Bill$4,102 (2025)
Deeds & MortgagesApr 2024 Mortgage
Jan 2023 Transfer
Flood ZoneZone X (minimal risk)
APN3-16-37-35-0160-00260-0170

Property Details

APN / Parcel Number

Primary APN3-16-37-35-0160-00260-0170

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,252 sqft Heated Area
Gross Area1,497 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,238 sqft (0.257 acres)
Lot Dimensions150 ft deep x 75 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1108 NW 2ND ST
CityOKEECHOBEE
StateFL
Zip34972-2806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTHWEST ADDITION TO OKEECHOBEE (PLAT BOOK 1 PAGE 25) LOT 17 & WEST 1/2 OF LOT 18 BLOCK 26
Legal Range35E
Legal Township37S
Legal Section16
Legal SubdivisionNORTHWEST ADDITION
Legal Block26
Legal Lot Number17,WEST
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group3
Census Block3071
Census Tract910202

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1108 NW 2ND ST, OKEECHOBEE, FL 34972-2806
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2024Deed of Trust, Mortgage · FHA Mortgage
NEW AMERICAN FUNDING
Jan 18, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2024 · Amount on Record
Deed SaleApr 3, 2024 · Amount on Record
Prior SaleJan 18, 2023
Deed Document Number2024003657
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address1108 NW 2ND ST, OKEECHOBEE, FL 34972-2806
Transaction TypeMortgage
Record UpdatedMay 20, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address6675 NE 1ST ST, OKEECHOBEE, FL 34974-8002

Mortgage

Document Number0000003658
DateApr 3, 2024
Instrument2024003658
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Address14511 MYFORD RD STE 100, TUSTIN, CA 92780
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueApr 1, 2049

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKEECHOBEE FL
Recording DateJan 18, 2023
Property Address1108 NW 2ND ST, OKEECHOBEE, FL 34972-2806
Document Number0000000497
Instrument DateJan 14, 2023
Instrument2023000497
Transaction TypeTransfer
Record UpdatedFeb 8, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address125 SW EYERLY AVE, PORT SAINT LUCIE, FL 34983-2527

Transferred To (Grantee/Buyer)

NameVerified Name
Address135 SW EYERLY AVE, PORT SAINT LUCIE, FL 34983-2527

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
MunicipalityOkeechobee City
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,102.00 (+1,249.34%) Homeowner's exemption$252,183 (+1,581.22%) Land $22,500 Building $229,683$252,183 (+1,581.22%) Land $22,500 Building $229,683
2023$304.00 (+54.31%)$15,000 (+42.86%) Land $15,000$15,000 (+42.86%) Land $15,000
2022$197.00$10,500 Land $10,500$10,500 Land $10,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2005–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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