1108 Normandy Rd, Clearwater, FL 33764 Property Records

Pinellas County property record for 1108 Normandy Rd, Clearwater, FL 33764

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,778 sqft · built 1958
Lot Size	0.188 acres (8,189 sqft)
Owner	Individual Name on Record
Last Sale	$201,000 (Nov 2010)
Tax Bill	$2,965 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-745-2749-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-745-2749-0`
Alternative APNs	`13-29-15-22824-006-0090` `291513228240060090` `152913228240060090` `R140661`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,778 sqft Living Area
Gross Area	2,631 sqft
1st Floor Area	1,778 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1983
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,189 sqft (0.188 acres)
Lot Dimensions	102 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	349 sqft
Deck Area	286 sqft
Patio Area	286 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R140661
Street Address	1108 NORMANDY RD
City	CLEARWATER
State	FL
Zip	33764-4826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DRUID PARK BLK 6, LOT 9
Legal Range	15E
Legal Township	29S
Legal Section	13
Legal Subdivision	DRUID PARK
Legal Tract	22824
Legal Block	6
Legal Lot Number	9
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2008
Census Tract	26601

Owner

Source: Pinellas County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1108 NORMANDY RD, CLEARWATER, FL 33764-4826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 21, 2025	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Aug 23, 2018	Deed of Trust, Mortgage · FHA Mortgage GLOBAL EQUITY FIN
Feb 23, 2017	Deed of Trust, Mortgage · FHA Mortgage GLOBAL EQUITY FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2010 · Amount on Record
Deed Sale	Nov 10, 2010 · Amount on Record
Prior Sale	Apr 7, 1994 · Amount on Record
Deed Document Number	2010319085
Deed Book / Page	17085 / 2024
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	Aug 25, 2026
Property Address	1108 NORMANDY RD, CLEARWATER, FL 33764-4826
Document Number	0000228192
Book / Page	23672 / 2386
Instrument Date	Aug 19, 2026
Instrument	2026228192
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SUMMIT TITLE AND FINANCIAL SERVICES, SUMMIT TITLE & FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 NORMANDY RD, CLEARWATER, FL 33764-4826

Mortgage

Document Number	0000228192,
Date	Aug 25, 2026
Book Page	23672/2386
Instrument	2026228192

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1108 NORMANDY RD, CLEARWATER, FL 33764-4826
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233661651
Date	Nov 21, 2025
Book Page	23366/1651
Instrument	2025327358

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 15, 2040

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1108 NORMANDY RD, CLEARWATER, FL 33764-4826
Transaction Type	Mortgage
Record Updated	Dec 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0218081392
Date	Nov 16, 2021
Book Page	21808/1392
Instrument	2021373283

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1108 NORMANDY RD, CLEARWATER, FL 33764-4826
Document Number	0201851918
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 NORMANDY RD CLEARWATER FL 337644826, CLEARWATER, FL 33764-4826

Mortgage

Document Number	0201851918
Date	Aug 29, 2018
Book Page	020185/001918
Instrument	277011

Lender

Name	GLOBAL EQUITY FIN
Type	Funding / Finance Company
Address	TUCSON, AZ 85715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1108 NORMANDY RD, CLEARWATER, FL 33764-4826
Document Number	0195361573
Book / Page	019536 / 001573
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	May 25, 2017
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 NORMANDY RD CLEARWATER FL 337644826, CLEARWATER, FL 33764-4826

Mortgage

Document Number	0195361573
Date	Mar 1, 2017
Book Page	019536/001573
Instrument	65016

Lender

Name	GLOBAL EQUITY FIN
Type	Funding / Finance Company
Address	TUCSON, AZ 85715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,965.00 (+8.13%) Homeowner's exemption	$195,617 (+5.99%)	$391,011 (+8.4%) Land $123,509 Building $267,502
2023	$2,742.00 (+3.32%) Homeowner's exemption	$184,567 (+3%)	$360,706 (+13.56%) Land $151,101 Building $209,605
2022	$2,654.00 Homeowner's exemption	$179,191	$317,643 Land $151,309 Building $166,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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