1108 NE 48th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 1108 NE 48th Ave, Okeechobee, FL 34972

Property Summary

Property Type	Residential Vacant Land
Lot Size	2.54 acres (110,860 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Feb 2025)
Tax Bill	$1,572 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`1-18-37-36-0020-00000-0100`

Property Details

APN / Parcel Number

Primary APN	`1-18-37-36-0020-00000-0100`
Alternative APN	`R11837360020000000100`

Exterior

Lot Area	110,860 sqft (2.54 acres)

Location & Zoning

Street Address	1108 NE 48TH AVE
City	OKEECHOBEE
State	FL
Zip	34972-0730
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SAWGRASS ESTATES (PLAT BOOK 8 PAGES 81 & 82) LOT 10
Legal Subdivision	SAWGRASS ESTATES
Legal Lot Number	10
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	NORTH OKEECHOBEE
Census Block Group	1
Census Block	1045
Census Tract	910101

Owner

Source: Okeechobee County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5385 NW AKBAR TER, PORT SAINT LUCIE, FL 34986-3542
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2025 · Amount on Record
Deed Sale	Feb 28, 2025 · Amount on Record
Prior Sale	Mar 23, 2023 · Amount on Record
Deed Document Number	20252061
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Mar 23, 2023
Property Address	1108 NE 48TH AVE, OKEECHOBEE, FL 34972-0730
Document Number	0000003523
Map Reference	MB 8 PG 81&82
Instrument Date	Mar 16, 2023
Instrument	2023003523
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$588.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12575 STATE ROAD 70 E, OKEECHOBEE, FL 34972-8264

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1132 NE 48TH AVE, OKEECHOBEE, FL 34972-0730

Mortgage

Document Number	0000003524
Date	Mar 23, 2023
Instrument	2023003524

Lender

Name	FARM CREDIT SERVICES OF FLORIDA ACA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,572.00 (+8.49%)	$103,260 (+9.65%) Land $103,260	$103,260 (+9.65%) Land $103,260
2023	$1,449.00 (+180.81%)	$94,170 (+140.38%) Land $94,170	$94,170 (+140.38%) Land $94,170
2022	$516.00	$39,175 Land $39,175	$39,175 Land $39,175

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	8 (2004–2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20