Cooke County property record for 1108 N Morris St, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,452 sqft · built 1950 |
| Lot Size | 0.232 acres (10,097 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,378 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2095-006-00004 |
| Primary APN | 2095-006-00004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,452 sqft Living Area |
| Gross Area | 2,152 sqft |
| 1st Floor Area | 1,452 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 10,097 sqft (0.232 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 140 sqft |
| Storage Building | 64 sqft |
| Cooling System | Window A/C |
|---|
| Account Number | 2095-006-00004 |
|---|---|
| Street Address | 1108 N MORRIS ST |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-2702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BUGG; BLOCK 6; LOT 4 |
| Legal Subdivision | BUGG |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 500 |
1108 N Morris St is owned and occupied by an individual who acquired it in September 2009.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1108 N MORRIS ST, GAINESVILLE, TX 76240-2702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2009 |
| Deed Sale | Sep 10, 2009 |
| Deed Document Number | 20095866 |
| Deed Book / Page | 1654 / 734 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1108 N Morris St was $3,378, up 6.5% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,378.00 (+6.53%) | $161,472 (+6.52%) Land $40,938 Building $120,534 | $161,472 (+6.52%) Land $40,938 Building $120,534 |
| 2025 | $3,171.00 (+15.44%) | $151,584 Land $40,938 Building $110,646 | $151,584 Land $40,938 Building $110,646 |
| 2024 | $2,747.00 | ||
| 2023 | $120,829 Land $37,254 Building $83,575 | $120,829 Land $37,254 Building $83,575 | |
| 2022 | $2,462.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1108 N Morris St in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 47 (1989–2020) |
| Claims Outside the SFHA | 5 of 47 |
| Most Recent Claim | Jan 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1108 N Morris St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Element8, Nextlink.
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