1108 N Cole Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 1108 N Cole Dr, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,884 sqft · built 1996
Lot Size	0.164 acres (7,157 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (May 2020)
Tax Bill	$1,775 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-07-527`

Property Details

APN / Parcel Number

Primary APN	`304-07-527`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,884 sqft Living Area
1st Floor Area	1,884 sqft

Exterior

Year Built	Built 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,157 sqft (0.164 acres)
Parking Spaces	2 Parking Spaces
Patio Area	193 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1108 N COLE DR
City	GILBERT
State	AZ
Zip	85234-3007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	CAROL RAE RANCH MCR 395-24
Legal Range	06E
Legal Township	01S
Legal Section	02
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	CAROL RAE RANCH
Legal Lot Number	485
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2017
Census Tract	422621

Owner

1108 N Cole Dr is owned and occupied by an individual who bought it in May 2020.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1108 N COLE DR, GILBERT, AZ 85234-3007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 2, 2020	Warranty Deed, Transfer · Commercial Mortgage CAPITAL FUND I LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2020 · Amount on File
Deed Sale	May 8, 2020 · Amount on File
Prior Sale	Mar 2, 2020 · Amount on File
Deed Document Number	20200396448
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 8, 2020
Property Address	1108 N COLE DR, GILBERT, AZ 85234-3007
Document Number	0000396448
Map Reference	MB 395 PG 24
Instrument Date	May 5, 2020
Instrument	20200396448
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2756 E RAKESTRAW LN, 2756, GILBERT, AZ 85298-3428

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1108 N COLE DR, GILBERT, AZ 85234-3007

Mortgage

Document Number	0000396449
Date	May 8, 2020
Instrument	20200396449

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 2, 2020
Property Address	1108 N COLE DR, GILBERT, AZ 85234-3007
Document Number	0000182139
Map Reference	MB 395 PG 24
Instrument Date	Feb 28, 2020
Instrument	20200182139
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4776 E GUADALUPE RD # RD1061, 4776, GILBERT, AZ 85234-7501

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2756 E RAKESTRAW LN, GILBERT, AZ 85298-3428
Investor	Possibly a Property Investor

Mortgage

Document Number	0000182140
Date	Mar 2, 2020
Instrument	20200182140

Lender

Name	CAPITAL FUND I LLC
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1108 N Cole Dr was $1,775.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,170	$441,700 Land $88,300 Building $353,400
2025	$1,775.00
2024		$44,330	$443,300 Land $88,600 Building $354,700
2023	$1,719.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1108 N Cole Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1108 N Cole Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL	140 / 20

May also be available: Verizon.

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