1108 N Cedar St, Luverne, MN 56156 Property Records

Rock County property record for 1108 N Cedar St, Luverne, MN 56156

Property Summary

Property TypeSingle Family Home
Details1,040 sqft · built 1959
Lot Size0.236 acres (10,292 sqft)
OwnerIndividual Name on File
Last Sale$270,000 (Nov 2021)
Tax Bill$2,556 (2026)
Deeds & MortgagesNov 2021 Sale & Mortgage
Nov 2017 Sale & Mortgage
APN20-0431-000

Property Details

APN / Parcel Number

Primary APN20-0431-000

Interior

Building Area1,040 sqft Living Area
Basement Area808 sqft
Finished Basement808 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area10,292 sqft (0.236 acres)
Garage TypeAttached
Garage Area728 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area88 sqft
Deck Area352 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address1108 N CEDAR ST
CityLUVERNE
StateMN
Zip56156-1137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBLUE MOUND FIRST ADDITION
Legal Block5
Legal Lot Number5
JurisdictionROCK MN
Township / Civil DivisionLUVERNE
Census Block Group2
Census Block2004
Census Tract570200

Owner

Source: Rock County records · APN 20-0431-000

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1108 N CEDAR ST, LUVERNE, MN 56156-1137
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 30, 2017Deed, Transfer · Conventional Mortgage
PLAINS COMMERCE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 15, 2021 · Amount on Record
Deed SaleNov 15, 2021 · Amount on Record
Prior SaleNov 30, 2017 · Amount on Record
Deed Document Number2021201349
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROCK MN
Recording DateNov 15, 2021
Property Address1108 N CEDAR ST, LUVERNE, MN 56156-1137
Document Number0000201349
Instrument DateOct 28, 2021
Instrument201349
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$891.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 N CEDAR ST, LUVERNE, MN 56156-1137

Mortgage

Document Number0000201350
DateNov 15, 2021
Instrument201350
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051
Interest
Rate TypeFixed Rate

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionROCK MN
Recording DateNov 30, 2017
Property Address1108 N CEDAR ST, LUVERNE, MN 56156-1137
Document Number0000191738
Instrument DateNov 28, 2017
Instrument191738
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$503.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 N CEDAR ST, LUVERNE, MN 56156-1137
InvestorPossibly a Property Investor

Mortgage

Document Number0000191739
DateNov 30, 2017
Instrument191739
Lender
NamePLAINS COMMERCE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Rock County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRock County
MunicipalityLuverne City
Unified School DistrictLuverne Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,556.00 (+11.23%)$249,900 (+13.59%) Land $14,400 Building $235,500$249,900 (+13.59%) Land $14,400 Building $235,500
2023$2,298.00$220,000 Land $12,300 Building $207,700$220,000 Land $12,300 Building $207,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable
1,000 / 50
Clarity Telecom
Cable · Fiber in parts of the area
1,000 / 30
Midcontinent Communications
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 395 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLuverne
serves 4,946 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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