1108 Mint Ter, Westminster, MD 21157 Property Records

Carroll County property record for 1108 Mint Ter, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,968 sqft · built 2002
Lot Size	0.539 acres (23,466 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Oct 2022)
Tax Bill	$5,701 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-056434`

Property Details

APN / Parcel Number

Primary APN	`04-056434`
Alternative APNs	`4056434` `056434`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,968 sqft Total Area
Basement Area	450 sqft
Finished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	23,466 sqft (0.539 acres)
Garage Type	Basement
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	204 sqft
Deck Area	394 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	056434
Street Address	1108 MINT TER
City	WESTMINSTER
State	MD
Zip	21157-7247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 51 - 23466 SF 1108 MINT TERR 29-17 PEPPERMINT PARK SC 7
Legal Subdivision	PEPPERMINT PARK SEC 07
Legal Lot Number	51
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2003
Census Tract	504201

Owner

Source: Carroll County records · APN 04-056434

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1108 MINT TER, WESTMINSTER, MD 21157-7247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Apr 26, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 29, 2020	Deed, Transfer · VA Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 17, 2022 · Amount on Record
Deed Sale	Oct 17, 2022 · Amount on Record
Prior Sale	Jul 29, 2020 · Amount on Record
Deed Book / Page	10906 / 324
Prior Transfer Date	May 06, 2011
Prior Transfer Doc	0065490370
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 17, 2022
Property Address	1108 MINT TER, WESTMINSTER, MD 21157-7247
Document Number	0109060324
Book / Page	10906 / 324
Map Reference	MB 29 FO 17
Instrument Date	Oct 06, 2022
Transaction Type	Transfer
Record Updated	Nov 09, 2022
Title Company	CLEAR TITLE, CLEAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,412.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0109060331
Date	Oct 17, 2022
Instrument	10906-0331

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1108 MINT TER, WESTMINSTER, MD 21157-7247
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102340146
Date	Apr 26, 2021
Book Page	10234/146

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jul 29, 2020
Property Address	1108 MINT TER, WESTMINSTER, MD 21157-7247
Document Number	0097790101
Book / Page	9779 / 101
Map Reference	MB 29 FO 17
Instrument Date	Jul 22, 2020
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	FEE SIMPLE T&E LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1108 MINT TER, WESTMINSTER, MD 21157-7247

Mortgage

Document Number	0009779108
Date	Jul 29, 2020
Instrument	9779/108

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$603,500 (+33.37%)	$656,700 (+13.83%) Land $181,400 Building $475,300
2025	$5,701.00 (+11.5%) Homeowner's exemption
2023	$5,113.00	$452,500	$576,900 Land $141,500 Building $435,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 11, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Based on FCC filings for 101 locations within half a mile of this property.

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